Only 21 trillion units of credit loans in’Matong’, which has soared… Overheating of’debts’
[앵커]
With the recent stock market bullish market continuing, you are also a stock buyout.
More and more people are investing in debt at banks and securities companies.
Earlier, the governor of the Bank of Korea Lee Ju-yeol was also concerned about “the possibility of an unbearable loss.”
Beware of excessive’debts’.
This is a material reporter.
[기자]
Officer A recently invested 40 million won in stock.
I thought I would fall behind myself, so I made an investment from the negative bankbook I had already made.
“The fortress is so good, everyone said that if you put in money, it will increase like a copy of money…”
In the first week of the new year, the KOSPI showed a terrifying uptrend approaching the 3,200 line, and investors like Mr. A who are in debt continue to increase.
The balance of credit loans that securities firms lend to customers who want to buy stocks exceeded 21 trillion won on the 14th and was the highest ever, but some brokerage firms announced that they could not lend more because the limit was exhausted.
The bank’s negative bankbooks also increased by 20,000 in this year, and the balance increased by over 1.6 trillion won.
Investing in debt can yield more profits than doing just your own money if the stock market is booming, but in a bearish market it is the opposite.
In particular, when securities firms’ credit falls below the collateral value due to a decline in stock prices, counter-trading may occur.
If adjustments come, the impact could be greater.
“If you are in debt (in the downturn), you will be in a very difficult situation if it is difficult to handle the debt.”
Bank of Korea Governor Lee Ju-yeol previously warned on the 15th that “leverage investment can cause significant losses,” and the financial authorities are also planning to manage loans in the direction of tightening personal credit loans such as negative bankbooks.
This is Yonhap News TV’s material type. ([email protected])
Yonhap News TV article inquiries and reports: katok/line jebo23
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