The largest increase in household loans on debt Household Debt 1,726 trillion
[앵커]
In the fourth quarter of last year, household loans increased to the highest level in history due to the influence of the “debt investment” that attracts souls for real estate investment and the “debt investment” of investing in stocks with debt.
The total household debt, which added things like installment purchases to household loans, exceeded 1,700 trillion won.
This is reporter Lee Dong-hoon.
[기자]
As of the end of last year, the household credit balance was KRW 172.1 trillion.
The increase in the quarter was 44.2 trillion won, the third in history.
The increase in household debt steadily increased starting from KRW 11.100 trillion in the first quarter of last year. In the third quarter, it increased by KRW 44.600 trillion, the largest ever, and increased by KRW 125 trillion annually.
The household loan alone, which deducted the amount used by the card before payment from household credit, was 1,630 trillion won, an increase of 44 trillion won from the end of the previous quarter.
It is the largest ever.
The main reason was investment in real estate and stocks, symbolized by debt.
In addition, it is analyzed that the financial authorities’ announcement of regulations on large credit loans in November last year fueled demand.
In fact, the growth rate of’other loans’, mostly credit loans, broke the record high in the previous quarter.
Despite the government’s various real estate regulations, mortgage loans also increased by more than 20 trillion won.
“Influenced by the increase in the volume of home sales…
Since the end of last year, the financial authorities have already tried to curb loans, such as managing the total monthly credit loan amount of banks, and plan to come up with a plan to apply the total debt principal repayment ratio for each individual borrowing money next month.
In addition, we have decided to implement Corona 19 financial support, such as extending the maturity of loans and delaying interest repayment, for another six months, and to come up with a method of repaying the deferred principal and interest early next month and a plan to set the period.
This is Yonhap News TV Lee Dong-hoon.
Yonhap News TV article inquiries and reports: katok/line jebo23
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