Priority support such as group prohibition and business restrictions, rental fees, etc.
Expedited payment of new desired funds after settlement
260,000 additional blind spots were discovered and included
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On the 11th, the first day of the third disaster support fund, the support fund was paid 1.4 trillion won to 1.01 million small businesses.
On the 12th, the Ministry of SMEs and Startups announced that 1,100,000 small business owners with an odd number of ending business registration numbers, corresponding to 37% of the 2.76 million people subject to expedited payment, received the support funds. Today, text messages are sent to 133 small business owners with an even number of business persons eligible for expedited payment, and small business owners who receive the text can receive funds from tomorrow if they apply online. On the 13th, small business owners who have not yet applied on the 11th and 12th can apply online without discriminating between odd and even numbers at the end of the business registration number.
In particular, this support fund is being evaluated as being simple and quick from application to receipt. The Ministry of SMEs and MIC said, “Supported small business owners left comments on the online community such as “It’s amazing to deposit money in 3 hours”, “I was stuck in my bankbook after having lunch”, “The water was frozen and I was unable to do business, but thank you for the deposit.” Explained.
However, some still revealed inconveniences such as “I haven’t received a text message yet” and “I received a second time, but I am not the third target.” Accordingly, on the second day of applying for the support fund, the Ministry of SMEs plans to send text messages to small business owners with even numbers at the end of the business number two hours ahead of the day before, and finish until lunch. In addition, the SMEs are responding promptly by deploying 411 counselors and 50 chat counseling staff to the support fund-related call center. On the 11th, the first day of payment, 15,367 inquiries related to support funds were sent to the call center and 46,495 were followed by online chat counseling. There were many inquiries about not receiving the guide letter.
This small business owner’s support fund differs from the new hope fund in the current method. First of all, the supporting fund supports businesses that are prohibited from collective and restricted business. Out of the 2.76 million people eligible for the first expedited payment, the collective ban and business restrictions were 880,000 (32%), which is three times the size of 270,000 (11%) out of the 2.43 million eligible for the first expedited payment of the new desired fund. In addition, businesses that are banned from collective and restricted operations are supported more heavily through rent support. In addition to the common payment of 1 million won, 2 million won and 1 million won are additionally paid to businesses that are prohibited from collective and restricted operations to reduce fixed costs such as rent.
In addition, for quick payment, the pre-payment and post-settlement method was applied to the new desired fund recipients supported by the decrease in sales. When applying for the new desired fund, advance payments were made only to the simple taxpayers (800,000 people). This time, for quick support, it will be paid in advance and post-settlement to those who are eligible for the support fund (1,81,000,000) among the recipients of the new desired fund. General industries need to check whether their sales decline in 2020 compared to 2019, because in this case, it is possible only after March, when the amount of VAT attributable to 2020 can be viewed. However, it is subject to redemption if sales increase in 2020 is confirmed as a result of VAT reporting.
In particular, an additional 260,000 people who were in the blind spot of the New Hope Fund were discovered and included in the support target. The opening date, which is one of the criteria for selecting support targets, was delayed as far as possible so that even small business owners who have just opened the business can receive support. The new Hope Fund was limited to small business owners who opened until May 31, three months before the critical script action in August 2020, while the support fund was expanded to small business owners who opened until November 30, the same month as the November 2020 major action. . In addition, the standard year for calculating sales was expanded to 2020 to include small business owners whose annual sales decreased to 400 million won or less in the aftermath of Corona 19 last year.
The base year of sales reduction was also improved to favor small business owners. Unlike the new desired fund compared to 2019 in the first half of 2020, the supporting fund is included in the support if the annual sales decrease in 2020 compared to 2019. Accordingly, it was possible to receive support for laundry and photo studios, which had a high proportion of sales in the first half due to seasonal factors. In addition, the supporting fund was included in the support target for small businesses subject to collective prohibition and business restrictions, which the local government strengthened itself, unlike the new desired fund.
The following is the main Q&A related to support fund for small business owners.
▲ Is the support fund paid to beneficiaries of the new desired fund without confirming a decrease in sales?
-The beneficiaries of the new desired fund that received support due to a decrease in sales (general industry) are eligible to apply for the support fund. However, if sales in 2020 have increased compared to 2019, they are subject to redemption*, so it is recommended not to apply.
*Based on the value-added tax filing in 2020 (February 25, 2021), it was confirmed whether or not the sales decreased compared to 2019 (during March 2021), and the principle of recovering the supporting funds for small business owners with no decrease in sales.
-Although sales declined and new desired funds were supported, this time, if the business falls under a ban on collective or business restrictions, support will be provided regardless of a decrease in sales.
2. What about people who have difficulty applying online?
-The online application process has been simplified for the digitally vulnerable, and you can conveniently apply using a mobile phone. Those who have difficulty using online (elderly people, blind people, severely ill patients, etc.) can apply with help* from family members, staff, and small business support center staff. Even in this case, the application must be made in the name of the representative.
* Many cases where traditional market merchants received help from’market merchant manager’ when applying for a new desired fund
3. I received a new desired fund due to a group banned or restricted business, but the support fund application website says that it is not eligible for support. How did it go?
-Companies that are banned or restricted from business that are supported from January 11th were confirmed by receiving a list from the National Tax Service and local governments. We plan to make payments from January 25th after receiving a list of businesses to be additionally reflected* from local governments, etc.
* Differences occur for each local government in checking and submitting the support amount and compliance with the quarantine regulations.
If it is not on the list of persons eligible for payment on January 25th, you can apply after receiving confirmation from the local government for group prohibitions or business restrictions.
4. I entered the website directly without receiving a text message, but there is a problem with the text message?
-For small business owners’ support fund, applications are guided by captcha to prevent smishing damage, and about 150,000 cases are sent per hour due to the nature of captcha. On January 11, the first day of application for small business owners’ support fund, small business owners with an odd number at the end of their business registration number were notified by text in sequence until 4 pm. On January 12th, an application guidance text will be sent to even small business owners with the end of their business registration number. Even those who have not received the text message can directly access the support fund.kr to check whether the application is eligible and apply.
5. Can payment be made in January?
-From January 11th, payments have been made to small business owners who are prohibited from gathering or business restrictions, and to those who have received support for reduced sales (general business types). Winter sports facilities and lodging facilities that are subject to special quarantine during the year-end and New Year holidays, and companies that are banned from gatherings and restricted operations from local governments, etc., will receive applications after January 25 and pay them. According to the 2020 VAT declaration (February 25), those who have confirmed a decrease in annual sales in 2020 compared to 2019 will be paid sequentially after March. If you complete your VAT declaration by January 25, you can receive payment in mid-March.
/ Reporter Yeonseung [email protected]
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