Unlicensed or drunk driving accidents do not receive insurance coverage.

On the night of the 25th, the police are cracking down on drinking at the entrance to the Seocho IC in Seoul. yunhap news

# In September of last year, a seven-fold serial collision occurred in the middle of downtown Haeundae-gu, Busan. The perpetrator was A, a Porsche driver, in her 40s, who was caught inhaling cannabis right before driving during a police investigation.

Nine people suffered severe injuries, including fractures of the spine. Insurance companies paid about 810 million won to them as insurance money. However, the accident charge that Mr. A would be borne was 0 won. This is because there was no drug or drug driving subject to the accident burden.

In the future, insurance companies will be able to plan the full amount of insurance money for the perpetrators who have accidents such as drunk driving and unlicensed driving. In addition, 12 severe negligence perpetrators, such as signal violations, will not be able to charge the other party for car repair costs.

According to the Ministry of Land, Infrastructure and Transport on the 28th, a plan to significantly increase the limit of accident charges will be promoted so that insurance companies can cover up to the full amount of insurance for drunk driving, unlicensed, hit and run accidents. The accident charge is a system that is operated to raise awareness and prevent accidents about serious violations of laws and regulations.

‘Drug and drug driving’ is also added to the subject of the accident fee. The Ministry of Land, Infrastructure and Transport expects that this will increase awareness of serious violations such as a traffic accident in Haeundae-gu, Busan last year. An official from the Ministry of Land, Infrastructure and Transport said, “It is expected that the burden of economic responsibility for serious violations such as drinking and driving will be greatly strengthened, so that traffic accidents can be suppressed in advance.”

Intentional accidents of foreign vehicles are also expected to decrease significantly. In the case of an accident caused by ’12 gross negligence’ under the Special Act on Traffic Accident Handling, a plan is being promoted to prevent the other party from claiming (substituting) the cost of repairing the perpetrator’s car. The 12 major negligences are △signal violations △center line violations △speed violations △overpass violations △crosswalk violations △crosswalk violations △unlicensed △drinking △walkway violations △open door △school zone violations △cargo fixing violations.

An official of the Ministry of Land, Infrastructure and Transport said, “Even if the other party made a clear negligence, the victim compensated for the other’s vehicle repair cost, and if the vehicle was a luxury vehicle, there were cases where the amount the victim had to compensate for was larger.” The system will be improved so that it can be done, and the awareness of compliance with traffic laws will increase,” he said.

Ministry of Land’s automobile policy officer Kim Jeong-hee said, “This improvement of the automobile insurance system was designed to prevent traffic accidents by raising the responsibility of drivers for serious negligence such as drunk driving.” “We plan to continuously discover and promote improvement measures that can contribute to the reduction of traffic accidents.”

Gangjin-gu reporter




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