|
[에너지경제신문=나유라 기자] As the stock market boomed from the beginning of this year, the financial authorities decided to engage in an all-out war as the financial authorities tightened the negative bank account, as they showed signs of an increase in bank credit loans, including the opening of negative bank accounts. There is no way to do anything about the previously opened negative bankbook, but the policy is to manage the opening of a new negative bankbook with a large amount limit.
According to the financial sector on the 17th, the opening of negative bankbooks for stock investment is rapidly increasing as the KOSPI 3000 era opens from the beginning of the year.
Accordingly, the financial authorities decided to intensively manage the opening of new negative bankbooks with a high limit.
Maton is a product that customers can use as many times as they want with a limit loan method.
In particular, financial authorities believe that individual customers are taking advantage of the newly opened Matong and using it for stock investment.
Of course, the fact that individual investors’ funds contribute to the boom in the stock market is not a negative issue for financial authorities.
However, if a large amount of debt is poured into the stock market, it is highly likely to result in significant losses when the stock market is adjusted in the future.
Although the rise in credit loans has not yet increased at the level of explosive growth, excessive loan growth can lead to overheating in the stock market and the real estate market.
Financial authorities are ordering the management of large loans through official and informal contacts with banknotes.
The financial authorities are working to adjust the rate of loan growth by receiving monthly and annual loan management plans from banks.
Although there are differences between banks, major banks are said to have generally submitted conservative growth rates this year.