[한국분양정보] The Ministry of Land, Infrastructure and Transport announced that it will strengthen support for private businesses to promptly supply the newly introduced public jeonse housing to the market this year.
‘Public jeonse housing’ is a new type of housing that LH and SH purchase new houses such as officetels and multi-family units that can be quickly built in the city center through a new purchase agreement method and supply them to middle-class households as’charter’.
We plan to purchase and supply houses with 3 or more rooms so that 3-4 households can live comfortably, and residents are selected through lottery for homeless end users, and can live safely with a deposit below 90% of the market price for up to 6 years. .
This year, it has purchased a total of 9,000 units including 3,000 units in Seoul and 3.5 thousand units in Gyeonggi-Incheon, and plans to recruit tenants as soon as they are completed.
The Ministry of Land, Infrastructure and Transport provides various benefits such as special loan guarantee products, preferential pre-sale of public housing land, and tax incentives so that private businesses can expand the supply of new housing by securing quality sites in the city center.
1) First of all, in order to alleviate the self-burden of business operators, a “city housing special contract guarantee” has been prepared that allows you to receive low-interest loans up to 90% of the project cost.
Until now, private businesses have borrowed only part of the land purchase cost at a high interest rate of 5% or more to finance the project, and their own burden exceeds 60-70% of the project cost.
Accordingly, it was difficult for a business operator with insufficient equity capital to participate in the business, and even if they participated, their profitability was low due to high interest costs.
However, with the implementation of the “City Housing Special Agreement Guarantee”, private businesses that build public jeonse housing by signing a purchase agreement in the future can obtain a project site and start a project with only 10% of the project cost. The road to procurement was opened.
The guarantee limit differs by region and by equilibrium, and it is possible from a minimum of 70% to a maximum of 90% of the project cost.
Businesses that have signed a public charter purchase agreement with LH and SH can apply for a guarantee, and the actual loan is scheduled to be made at a bank in the financial sector as early as the end of April.
2) Benefits such as priority supply and additional points are given to private businesses who have supplied many houses through purchase agreements in the metropolitan area.
An opportunity to bid for a limited lottery will be granted only to businesses that built 300 or more houses with purchase agreements in the metropolitan area between ’21~’22.
If you participate in the design contest, you can get 60 points in the social contribution category.
In addition, in the case of supplying parcels by lottery, a maximum of 4 points can be recognized if 40 households or more are supplied to the metropolitan area with the first-order subscription qualification and purchase contracted housing.
In the case of constructing a purchase contracted house in the metropolitan area, the performance standards are differentiated and applied in consideration of the difficulty level according to the region and exclusive area.
For one household of 50m2 or more and less than 60m2 in Gyeonggi-Incheon, doubles are recognized for houses with more than 60m2, and doubles for houses built in Seoul.
The purchase agreement performance from ’21~’22 is reflected in the supply of residential land and public housing districts nationwide from ’22~’24, and the results are extinguished by one win, and the limited lottery gives up to two chances of winning.
With the implementation of this incentive for pre-sale of public housing, it is expected that the interest of mid-sized construction companies, which had a low participation rate in new construction purchase agreements, will increase.
3) In order to secure excellent sites in the city center and improve business feasibility, the transfer tax on land sellers will be reduced and restrictions on purchased housing will be eased.
In the case of selling land to a private business that has entered into a purchase agreement, an individual may receive a 10% reduction in the transfer tax, and a corporation may be excluded from the additional capital gains tax rate.
In addition, in the first half of the year, the acquisition tax will be reduced by 10% each when a private business operator who builds a house under a purchase agreement through the revision of the Local Tax Restriction Act acquires land and constructs and acquires new housing.
Previously, LHs and others have purchased only when all households in the building meet public warfare requirements, but in the future, they also purchase public jeonse housing and one-two-room mixed housing.
Buildings that cannot but consist of one-two rooms on the upper floors due to restrictions on the diagonal line and floor area ratio can also be supplied by public charter, so purchase applications are expected to become more active.
The Ministry of Land, Infrastructure and Transport announced that it will hold a project briefing on April 30 so that more private businesses and land owners can participate in the purchase agreement project.
In consideration of the Corona 19 situation, offline attendance will be minimized, and the briefing session will be recorded and distributed online, such as YouTube.
On the other hand, recruitment of tenants will start on April 19th for the 1st public chartered house, which has been prepared for occupancy after completion.
Homeless households who wish to move in can check the location and rental conditions of the house through the announcement posted on the LH subscription center, and can move in from June when the winners are announced at the end of May.
In the future, the recruitment of tenants for public chartered houses will be conducted sequentially as soon as the housing is purchased and completed and preparations for moving in are completed.
Hong-mok Kim, the housing welfare policy officer of the Ministry of Land, Infrastructure and Transport said, “The newly introduced public jeonse housing will help relieve housing anxiety for the middle class.” We will continue to supply rental housing.”