Securities companies stop credit loans due to a surge in’debt investment’


As the scale of’equity debt investment’, which is invested in stocks by debt, increased sharply, brokerage companies started to stop credit loans one after another.

According to the financial investment industry on the 19th, NH Investment & Securities and Mirae Asset Daewoo are also planning to stop credit loans sooner or later.

NH Investment & Securities will temporarily suspend credit transactions and securities mortgage loans from the 21st until further notice.

However, it is possible to extend the maturity of the existing loan balance if the conditions are met, and a sell-off loan and a collateral item can be replaced.

Mirae Asset Daewoo announced that it will suspend securities mortgage loans from 8 am on the 20th until a separate notice.

New loans secured by securities, including pension type, plus loans, and automatic unpaid loans are blocked.

However, it is possible to buy and sell credit loans, sell-to-sell loans, and microautomatic loans.

As individual investors’ credit loans have recently increased and their own loan limits have run out, securities companies have stopped or partially limited their credit loans. Is analyzed.

According to the Capital Markets and Financial Investment Business Act, when a comprehensive financial investment business entity provides credit, the total amount must not exceed 100% of its equity capital.

Previously, Samsung Securities and Daishin Securities have also taken measures.

Samsung Securities stopped credit loans on the 13th and resumed on the 19th.

Daishin Securities also announced on the 18th that it would temporarily suspend the purchase of credit loans. / Reporter Kim Ji-ah

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