Public announcement of apartments soared… Dry health basic pension line after storm

[출처 = 연합뉴스]

Public prices for apartments, villas, and multi-family houses, such as apartment houses, rose nearly 20% this year.

The national average is 19.08%, and the Seoul average is 19.91%. In the case of Seoul, the official price rose 72% in just five years to 10.19% in 2018, 14.02% in 2019, 14.73% last year, and 19.91% this year.

There are 63 systems related to tax payment, welfare, and administration linked to the published real estate prices. Among them, there are only unusual cases in which the publicly announced price of housing and land is advantageous for owners to rise, such as the government compensation standard that is received when real estate is accepted. In most cases, the burden on property owners increases. The common people may not be able to receive various welfare benefits from the government, and the middle class will be charged more.

Reflecting this public sentiment, the number of civil complaints filed with the Ministry of Land, Infrastructure and Transport last year, claiming that there is a problem with the official price of my apartment, increased from 191 in 2016 to 190 times in four years.

If the national pension receives 500,000 won, the basic pension will be eliminated from the official price of 470 million won.

According to the Ministry of Land, Infrastructure and Transport on the 15th, the share of apartment houses with an official price of less than 100 million won this year is 30.2%. It has decreased by about 10 percentage points in 5 years from 39.6% in 2016. This means that the public price of low-cost housing has also risen sharply. A house with an official price of 100 million won and a market price of less than 200 million won in Seoul is about officetels or small villas.

Most of the government’s welfare support systems are based on a recognized income that converts wealth into income and adds it to other income. Even if there is no income, it can be a very unfair situation if the official price of a house that cannot be disposed of as a whole property rises and the right to receive basic livelihood security is lost.

As of this year, single-person households residing in a large city cannot receive all four benefits of the Basic Livelihood Security System if the public price exceeds 130 million won. Property deductions differ depending on whether you live in a large city, a small city, or a farming and fishing village.

For this reason, the threshold for receiving the Basic Livelihood Security System based on an income of 0 won also differs depending on where you live. Large cities are 130 million won, but rural areas cannot be eligible for basic livelihood security if the official price exceeds 100 million.

Basic pension recipients paying the bottom 70% of their income are also in an emergency. As of this year, if the recognized income exceeds 1.69 million won, the basic pension cannot be received. If you own a house with an official price of 650 million won, you cannot receive a basic pension in excess of the recognized income of 1.69 million won.

If you receive a national pension of 500,000 won each month and have a bank deposit of about 50 million won, the public price hurdle to receive the basic pension will drop to 470 million won.

From the first half of next year, the publicly announced prices will have an effect on the selection of welfare benefits and the determination of the amount of benefits.

The Ministry of Land, Infrastructure and Transport said, “If households with no working capacity, such as the disabled or the elderly, fall out of supply and demand only by increasing their property price, we are providing extended support for 3 years.” Therefore, we plan to take into account the effects of fluctuations in the published price when adjusting for next year.”

[출처 = 매일경제DB]

“Temporary 50% reduction in health care fees due to deprivation of dependents”

The Ministry of Land, Infrastructure and Transport predicts that 18,000 retirees will lose their dependent status and become local subscribers due to this increase in the publicly priced price. The average monthly construction fee they will pay is 239,000 won, which is about 2.86 million won per year.

The health insurance fee must be paid from December of this year, but it is a considerable burden for retirees who have been registered as dependents in their children’s health insurance and then converted to local subscribers due to the increase in publicly announced prices.

If the published price of a house held exceeds 900 million won, a person with an annual income of 10 million won or more will be disqualified as a dependent. If the quoted price exceeds 1.5 billion won, it will be eliminated regardless of income. Even if there is no other property such as a vehicle and the income is 0 won, if there is one house with an official price of 1.5 billion won, a construction fee of 29,000 won per month is imposed.

Health insurance premiums must be paid monthly, which is more burdensome than other ownership taxes. The company and employees pay half of the health insurance fee for the employee subscribers, but the local subscribers are basically burdened with the health insurance fee because the subscribers pay the entire amount.

In addition, since workers insured pay a health insurance fee in proportion to their income, when income decreases, the health insurance fee also decreases. For local subscribers, real estate, vehicles, etc., along with income, are the basis for calculating the construction fee. This means that even if income decreases, construction fees can rise if the publicly priced price of real estate owned by them rises.

The Ministry of Land, Infrastructure and Transport predicts that the increase in public prices will increase the construction fee for each household of local subscribers by an average of 2,000 won. As a countermeasure, the plan is to expand property deductions to lower the insurance premium burden by an average of 2,000 won.

Retirees who lose their dependent status will be charged only 50% of the new premium for a temporary period until June next year. This means that it will charge an average of 119,000 won per month.

The Ministry of Land, Infrastructure and Transport said, “From July next year, the impact of changes in insurance premiums according to the published price will be reduced due to the reorganization of the health insurance premium charge system in the second stage.” It will be said.

Source

Share this:

Related