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[이데일리 이진철 기자] NH Nonghyup Bank announced on the 31st that it will release’NH Mobile Apartment Loan 2.0′, a non-face-to-face loan product that allows you to receive loans at an annual interest rate of as low as 2.48%, up to 500 million won through mobile without visiting branches. .
‘NH Mobile Apartment Loan 2.0’ is a salary income earner that can prove income as a source of income proof, and is a product targeted at cases in which funds are required using an apartment owned by the tenant (including the joint name of a couple) without a tenant. Without complicated procedures such as visiting a branch office or submitting proof of income, NH Smart Banking and Allone Bank can check the loanable amount and interest rate at any time and even loan.
The loan limit is up to 500 million won for purchase capital and up to 100 million won for life stabilization, and you can choose between equal installment repayment of principal and equal installment of principal and interest. The loan period is more than 3 years and within 33 years (the period of stay is up to 1 year).
Loan interest rate is up to 1.40%p preferential, such as salary transfer performance (0.25%p), nonghyup bank credit/debit card usage (0.25%p), automatic transfer (0.10%p), non-face-to-face application preference (0.20%p) It provides interest rate benefits and can reach a minimum of 2.48% per year (as of January 27, 2021).
NH Nonghyup Bank said, “Through this product launch, the inconvenience of having to visit the bank with family members and cumbersome procedures when applying for a housing-related loan can be processed easily on mobile. I improved it to do it.”
“NH Mobile Apartment Loan 2.0 is the first work of improving the non-face-to-face credit process that provides a service that customers can access easily and comfortably through analysis of customer journeys,” said Kang Dae-jin, vice president of the loan review division of NH Nonghyup Bank. We will continue to provide various services that can be done to become a customer-oriented digital finance leading bank.”