Jang Hee-ae (pseudonym) became the target of’messenger phishing’, who pretended to be his family earlier this year. The messenger phishing offender disguised himself as “I entrusted the repair of the phone and accessed (to KakaoTalk messenger) through a computer,” and urged Jeong to send money by saying, “Are you still? Mom”.
At the end of the year, caution is required against financial fraud pretending to be a family member or acquaintance. In particular, this year, special attention to messenger phishing is needed, as meetings with family members are largely restricted to prevent the spread of Corona 19.
According to the National Police Agency on the 25th, the recent messenger phishing method is a popular method of inducing the transmission of a pin number of a cultural gift certificate or a Google gift certificate, a picture of a credit card, and a password. The method of requesting a pin number, such as a cultural gift certificate, is a trick to the other party, saying, “I need to purchase a gift certificate, but I can’t pay because of a card problem, so if you send me a pin number after purchasing a gift certificate, I will send the purchase price.”
The demand for credit card information targets middle-aged people who are relatively unfamiliar with smart phone account transfers or online gift certificates. After requesting card information and password, the criminal directly purchases gift certificates and so on. Techniques to induce the installation of remote control apps for smartphones such as’Team Viewer’ are also frequently used. Once the victim installs the remote control app, the phishing criminal directly controls the mobile phone or steals personal information and intercepts money through online payments.
According to the police, phishing criminals mostly approach victims by deceiving that they “send messengers (such as KakaoTalk) to a PC because they are being repaired due to a breakdown,” such as damage to the cell phone’s LCD and charging terminals. The police said, “Phishing criminals are creating an urgent situation, saying,’I need money urgently,'” and said, “Messenger phishing scammers avoid the victim’s request to make a direct call with various excuses and remittance to someone else’s account. “I tend to ask for something to do.”
Experts advise that in the event of a phishing scam, follow-up measures can also reduce the damage. The Federation of Financial Consumers advised that “if you deliver a copy of your ID card or bankbook to a fraudster, register it in the’Personal Information Disclosure Damage Prevention System’ of the Financial Consumer Information Portal’Fine’ of the Financial Supervisory Service in order to prevent secondary damage.” He also advised, “If your deposits are exposed due to crimes or theft, apply for suspension of payment to a financial institution.”
It is also worth referring to the’Ten Tips for Coping with Voice Phishing’, recently announced by the Financial Consumer Federation. △If in doubt, check with suspicion △Good conditions can be borrowed Text is a bait for phishing △High income and principal guarantee is a bait for phishing △Do not click links or IP addresses △Do not install useless mobile apps △People impersonate a public institution Report △ Request for remittance or cash on a loan is unconditionally phishing △ Registration in the FSS’s damage prevention system when personal information is exposed △ Request for suspension of bank account payments when in doubt △ Accompaniment with the police when delivering large amounts in cash.
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