Total Care of the Three Major Diseases of Koreans… From cancer, cerebrovascular disease and cardiovascular disease prevention to treatment and prognosis
Guaranteed customized life-related diseases according to life cycle… Guaranteed concentration of specific risks by age, such as when economic activity is concentrated and middle-aged
Establishment of female-specific collateral… First in the industry to install infertility risk-related collateral, develop collateral for five major life diseases for women
Reduced economic burden by introducing special contracts and operating payment exemption against loss of income
[스마트경제=복현명 기자] On the 11th, MG Non-life Insurance launched'(No) Smart Health Insurance,’ which provides comprehensive coverage from life-related diseases that occur frequently in daily life to serious diseases that require high treatment costs.
First, the three major diseases of Koreans: cancer, cerebrovascular disease, and cardiovascular disease are intensively guaranteed in three stages: prevention, treatment, and prognosis. The prognosis of the three major diseases is tightly managed by ensuring the prevention and treatment areas for brain and cardiovascular diseases through the establishment of surgery expenses for heart-related diseases and thrombolysis treatment, and providing continued diagnosis expenses for cancer, brain and heart, rehabilitation treatment, and outpatient treatment. .
In addition, when diagnosing cancer, stroke or acute myocardial infarction, a special contract that pays monthly insurance for 10 years in the event of a disease or injury after 50% or 80% or more is provided to help prepare for the suspension of economic activities due to a serious illness.
It is also an advantage that various life diseases are customized according to the life cycle of each age.
In particular, women-specific collaterals stand out. For the first time in the industry, it is equipped with collateral for women’s infertility diagnosis and infertility treatment costs (artificial insemination and in vitro fertilization) to actively support infertility procedures, and the thyroid gland and uterus, which young women must regularly manage as well as the five chronic diseases of working women. , To ensure breast-related diseases.
In addition, it covers chronic diseases such as shingles, gout, prostatic hyperplasia, and diabetes for the middle-aged, as well as mild and severe dementia, artificial joint surgery, and rheumatoid arthritis for the elderly. Although the treatment effect is good, it also provides collateral for Da Vinci Robot Surgery, an advanced medical technology that had a large cost burden on customers.
The age of subscription is from 15 to 70 years old, and if you subscribe with the automatic renewal type, you will be exempted from paying the guaranteed insurance premium in case of up to 10 reasons for exemption, including disability after 80% or more of cancer, injuries, and illnesses. Choose among 8 reasons for exemption from payment).
An official from MG Insurance said, “We tried to securely cover the three major diseases of Koreans by providing comprehensive coverage from cancer and brain and heart disease prevention to follow-up management.” “'(No) Smart Health Comprehensive Insurance’ is not only for serious diseases but also for life. It is a competitive product that can also cover diseases and receive customized guarantees according to the life cycle.”
Reporter Bok Hyun-myeong [email protected]
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