This year, the public price of apartments and apartments nationwide will increase by more than 19% compared to the previous year. In particular, in the case of Sejong City, where the fluctuations in house prices were large, the official price soared more than 70% in one year. The Ministry of Land, Infrastructure and Transport announced that the “2021 Published Plan for Apartment Houses” was released and that it will listen to the opinions of the owners and local governments by the 5th of next month. A citizen is passing through the apartment area in Mapo-gu, Seoul. Reporter Lee Chung-woo on February 15, 2021▶ Click here for a larger view
As the public price of apartments soared by nearly 20% this year, backlash continued, and Masongseong (Mapo-gu, Yongsan-gu, and Seongdong-gu) was also found to have exceeded the published price of 900 million won, the standard for imposing comprehensive real estate tax.
In particular, the 2030 households who intensively purchased apartments in the Masongseong area with the mobilization of mortgage loans and credit loans (short for attracting the soul) are expected to suffer a double burden of tax burdens with the recent increase in interest rates.
On the 17th, Maekyung.com searched the published price of apartments with more than 100 households in the Masongseong area through the published price alert of the Korea Real Estate Agency. As a result, 20 pyeong of 13 complexes in Masongseong (based on the 10th floor) exceeded the official price of 900 million won. It was counted.
Among apartments with 1,000 households or more, which is a large complex, Mapo Raemian Prugio surpassed 900 million won from 30 pyeong last year to 20 pyeong this year. The official price of the 20 pyeong of Marepu rose from 814 million won last year to 960 million won. The first published price of Sinchon Forest I-Park was 940 million won. Yongsan Hangaram in Yongsan-gu also rose from 850 million won last year to 1.58 billion won this year. In Seongdong-gu, the e-Pyunhansesang Kumho Park Hill and the Seoul Forest River View-Xi’s e-Pyunhansesang Kumho Park Hill and Seoul Forest River View-Xi’s e-Pyunhansesang Kumho Park Hill and Seoul Forest River View Xi’s KRW 93 million, respectively, increased by KRW 135 million and KRW 140 million from last year.
Among apartments with more than 500 households, four were confirmed to have a quoted price of 900 million won or more in the 20 pyeong range. E-Pyunhansesang River Park in Mapo-gu (1,044 million won), Raemian Mapo Well Stream (990 million won), Yongsan in Yongsan-gu (940 million won), Hillstate Seoul Forest River in Seongdong-gu (916 million won) ) Exceeded the official price of 900 million won. In addition, even in small and medium-sized complexes with less than 500 households, Hannam-dong Dongwon Benest (945 million won), Yongsan Lotte Castle Center Foret (985 million won), Yongsan KCC Sweeten (928 million won), Raemian Bamseom There were 4 places including Revenue (1,053 million won).
Until 2019, the only place in Gangbuk that exceeded the official price of 900 million won was one of the most expensive houses in Korea, Hannam The Hill. Last year, 30 pyeongs of some elevated complexes, such as Marepu, joined the ranks of the end tax. This year, 20 pyeong of these apartments were also subject to the taxation.
In Seoul this year, the number of apartment houses with an official price of 900 million won or more that is subject to the final tax is 41,2970 units. This is a 46.9% increase from last year’s 281,033. Among all apartment houses, the share of houses with an official price of 900 million won or more has doubled in just two years, from 8.2% in 2019 to 11.1% last year and 16.0% this year. In particular, it can be interpreted that this is due to the greater increase in the published price of high-priced houses as the government set a larger increase in the official price realization rate for houses exceeding KRW 900 million.
In particular, there are concerns that the 2030 households who have purchased a large number of villages in the Masongseong area will emerge as a new housepoor class due to the interest rate hike and tax burden. Last year, the proportion of 2030 households purchased among apartment transactions in Masong Province reached 42.1%. This was far above the national average of 29.2%.
As the quoted price jumps, they are also trembling over the details.
In the case of a publicly announced price of 950 million won, the amount of tax paid for one homeowner is 200,000 won, which is less burdensome. However, if one-homeowner is a multi-homed person, as in the case of a gap investment, the tax burden jumps to the 1.5 million won line.
Also, interest rates are rising. Recently, the interest rate on mortgage loans has risen by 0.3 percentage points in seven months since last July. In the same period, the interest rate on credit loans rose by 0.6 percentage points. The Bank of Korea recently came up with a forecast that if the interest rate on household loans rises by 1 percentage point, the interest burden on households will increase by KRW 1.18 trillion.
Analyst Kim Sang-mi, the National Assembly Budget Officer, said, “The average debt by age group for household owners increased by 13.1% for those in their 30s, 8.8% for those under 29, 6.4% for those in their 50s, and 6.0% for those in their 40s.” “The increase in home purchases using debt and the economic recession caused by Corona 19 would have a negative impact on household financial soundness,” he said.
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