◀ Anchor ▶
Korean household debt exceeded a record high of 1,700 trillion won.
The increase in debt is also a problem, but the problem is that the people who have money and those who do not, and the reasons for paying debt are also becoming polarized.
Reporter Seo Yoo-jeong will tell you.
◀ Report ▶
The owner of the pub’s electricity bill was pushed by three months.
[안보현/호프집 운영]
“The utility bills are being pushed and the maintenance fee is being pushed, and this morning, I honestly handed over the car to the used car…”
The debt I owe so far is 60 million won.
I am staying with my two children at a store without the deposit deposit.
[안보현/호프집 운영]
“Can it be so miserable? Just doing business feels like a sinner.”
Household debt in the fourth quarter of last year was 1,726 trillion won.
It also set a record high.
An increase of 44 trillion won from the third quarter.
The rate of increase is also fast.
It is not only those who have difficulty living due to Corona 19 in debt.
Young and debt.
Money borrowed to invest in asset markets such as real estate and stocks has also increased significantly.
Other loans, mostly credit loans, increased by 24 trillion won, and mortgage loans also increased significantly.
Some are in debt because of their living expenses, while others are flocking to the asset market using low-interest loans.
[송재창/한국은행 금융통계팀장]
“The demand for stocks and housing investments, and the continued demand for living funds, increased significantly from the previous quarter.
Loan is also polarized.
What role should the state play?
[하준경/한양대학교 경제학부 교수]
“Similar to joint purchase, if the state owes a debt instead, solves the problem, and when the situation improves later, it can be redeemed, you can overcome the difficulties.”
For those in desperate need right now, experts advise not to owe them, but rather to free money even if the state owes them.
This is Seo Yoo-jeong, MBC News.
(Video coverage: Han Jaehoon / Video editing: Wi Dongwon)
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