Guaranteed living diseases according to the life cycle… Guaranteed risk by age, such as when economic activity is concentrated and middle-aged
Reduced economic burden by introducing special contracts and operating payment exemption against loss of income
[금융경제신문=장인성 기자] On the 11th, MG Non-life Insurance launched'(No) Smart Health Insurance,’ which provides comprehensive coverage from life-related diseases that occur frequently in daily life to serious diseases that require high treatment costs.
First, the three major diseases of Koreans, cancer, cerebrovascular disease, and cardiovascular disease, are intensively guaranteed in three stages: prevention, treatment, and prognosis.
The prognosis of the three major diseases is tightly managed by providing the prevention and treatment areas for brain and cardiovascular diseases through the establishment of surgery expenses for heart-related diseases and thrombolysis treatment, and by providing continued diagnosis expenses for cancer, brain and heart, rehabilitation treatment, and outpatient treatment expenses. do.
In addition, when diagnosing cancer, stroke, or acute myocardial infarction, a special contract is provided to pay monthly insurance for 10 years in case of disability after 50% or 80% of disease or injury to help prepare for the suspension of economic activities due to serious diseases.
It is also an advantage that various life diseases are customized according to the life cycle of each age. In particular, women-specific collaterals stand out.
For the first time in the industry, it is equipped with collateral for women’s infertility diagnosis fees and infertility treatment costs (artificial insemination and in vitro fertilization) to actively support infertility procedures, and as well as the five chronic diseases of working women, the thyroid gland, which young women must regularly manage. It covers uterine and breast related diseases. (Women’s 5 major diseases: carpal tunnel syndrome, varicose veins, plantar fasciitis, vocal cord nodules, ingrown nails)
In addition, it covers chronic diseases such as shingles, gout, prostatic hyperplasia, and diabetes for the middle-aged, as well as mild and severe dementia, artificial joint surgery, and rheumatoid arthritis for the elderly. Although the treatment effect is good, it also provides collateral for Da Vinci Robot Surgery, an advanced medical technology that had a large cost burden on customers.
The age of subscription is from 15 to 70, and if you subscribe with the automatic renewal type, you will be exempted from paying the insurance premium in the event of up to 10 payment exemptions, including disability after 80% or more of cancer, injury or illness.
An official from MG Insurance said, “We tried to cover the three major diseases of Koreans by comprehensive coverage from cancer, brain, and heart disease prevention to follow-up management.” “(No) Smart Health Insurance covers not only serious diseases but also life-related diseases. “It’s a competitive product that can be customized according to the cycle.”
Reporter Jang In-seong [email protected]
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