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Last year, 73,000 people withdrew their retirement pension midway.
More than half of the withdrawals cited the problem of the house as a reason for withdrawal, such as buying or renting a house.
The National Statistical Office released the 2019 retirement pension statistics on the 24th.
◇ For those in their twenties, cheonsei money… 30s have a lot of withdrawals for the purpose of buying a home
Last year, the number of people who withdrawal from retirement pensions was 72,830, up 1.8% from a year ago.
In terms of withdrawal amount, it increased by 7.6% to 2,77.8 billion won.
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When looking at the composition ratio based on the number of people, long-term care (37.7%), home purchase (30.2%), housing lease (22.3%), and rehabilitation procedures (9.3%) are in order.
Individually, the proportion of withdrawals due to long-term care needs is the largest, but it accounts for more than half of housing problems such as housing purchases and housing rentals.
The current retirement pension-related laws restrict the grounds for withdrawal in the middle of housing purchase, jeon tax, deposit, medical treatment, bankruptcy declaration, individual rehabilitation, university tuition, wedding expenses, and funeral expenses. As it is one of the safety boards that workers send old age, withdrawals are allowed only when there is a specific reason.
Looking at the composition ratio by age, 30s are 38.8%, 40s 34.3%, 50s 19.4%, 20s 5.5%, and so on.
People in their 20s rent a house, their 30s buy a house, and those in their 40s and over have the most withdrawal for long-term care. This means that people in their twenties withdraw their severance pay in the middle of the so-called ‘spiritual attraction’ process, where people in their twenties raise money as much as possible to raise money for home purchases.
◇ 220 trillion of retirement pension… 6.37 million subscribers
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Last year, the amount of retirement pension accumulated was 219 trillion won. This is an increase of 16.3% from a year ago.
Defined benefit type is the largest with 62.6%, followed by defined contribution type (25.4%), personal retirement pension (11.6%), and IRP special case (0.4%). 86.7% of the accumulated amount is guaranteed for principal and interest and 10.3% is for dividends.
The total number of workplaces introduced was 397,000, an increase of 4.8% from a year ago. 27.5% of the 1.43,000 sites to be introduced introduced the retirement pension system.
The adoption rate by industry is the highest at 59.2% in the financial insurance industry. The health and social welfare industry followed by 57.8%, manufacturing 37.3%, wholesale and retail 19.8%, construction 19.7%, and lodging and food industry 6.5%.
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The total number of registered workers was 6371,000, an increase of 4.4% from a year ago. The membership rate of 11.59,000 workers eligible for membership is 51.5%.
The number of persons enrolled in the personal retirement pension system was 2079,000, an increase of 21.4% from a year ago. The accumulated amount rose 32.4% to 25 trillion won.
Of the total number of members, 20.2% of the self-employed, 14.5% of severance pay and 7.2% of direct pension apply.
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