Started sales of'(No) Kyobo High Class Corporate Security Insurance’ and'(No) Kyobo Group Security Insurance’
Basic accident and disease coverage, group health care service, plus worker health management support
[오늘경제 = 장미란 기자]
Kyobo Life Insurance is introducing’group insurance for less than 5 people’, which allows businesses with fewer than 5 employees to subscribe to groups in the blind spot of group insurance.
As a product that can guarantee industrial accidents and diseases with low insurance premiums, it is expected to reduce the risk of industrial accidents in small business sites and increase employee welfare.
Kyobo Life announced on the 22nd that it has launched two products,’group insurance for less than 5 people,’ designated as innovative financial services by the Financial Services Commission.
‘(No) Kyobo High Class Corporate Security Insurance’ and'(No) Kyobo Group Security Insurance’, which started sales this time, are commercialized services approved by the Financial Services Commission as innovative financial services at the end of last December.
Innovative financial services are services that are recognized for differentiation in the content, method, and form of existing financial services. Got the box qualification.
The main content is to sell group insurance that covers the deaths, injuries and illnesses of workers with a maturity of 5 years or less for small workplaces with 2 or more and less than 5 employees. Previously, according to the’Insurance Business Law Supervision Regulations Article 7-49, No. 2′, the number of people who subscribed to group insurance was stipulated to be 5 or more.
‘Kyobo High Class Corporate Security Insurance’ is a group insurance that covers a wide range of accidents and industrial accidents, and is characterized by the ability to freely choose insurance premiums according to the financial situation of the company.
It guarantees disaster death, disaster injuries and deaths in industrial accidents, hospitalization/surgery, and fracture treatment, and can prepare for diseases such as transportation/industrial accidents, disaster injuries, cast treatments and cancer, cerebral hemorrhage, acute myocardial infarction through special treatment
In case of urgent need for operating funds of a company, the necessary funds can be provided through withdrawal of the accumulated amount, and in case of deteriorating corporate finances, it is also possible to maintain the guarantee for employees by paying the insurance premium for the remaining period as a cancellation refund.
‘Kyobo Group Coverage Insurance’ is a security insurance that can prepare for disasters and diseases at an affordable premium. Through the main contract, you can receive a disaster death, hospitalization, surgery, transportation/industrial accident, cast treatment, cancer, cerebral hemorrhage, acute myocardial infarction, etc. by selecting a special drug that fits the needs of each group.
Kyobo Life Insurance provides various and differentiated value-added services as well as intrinsic insurance coverage such as industrial accidents and diseases.
Employers receive a support service for solving legal/labor issues using the resources possessed by Kyobo Life, and specialized training services for each type of business. Workers can provide health care through’group healthcare services’ such as appointments for health checkups and health counseling by professional medical staff Direct help is available.
An official from Kyobo Life said, “Group insurance has a high level of customer response because it allows multiple people to sign up at a time at an affordable premium. However, due to restrictions on the number of people, small businesses could not benefit. “I hope this small business site will be an opportunity to relieve the burden of the risk of industrial accidents and increase the employee’s welfare benefits.”
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