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In addition to the small business owners who received support during the 4th additional mountaineering budget (additional view), this time, ski resorts, sledding areas and rental facilities were included in the support. We provide livelihood subsidies to visiting and caring workers, and support re-employment for unemployed.
The government plans to start payment from the 11th of next month and complete the support up to 90% of the 5.8 million beneficiaries before the Lunar New Year holiday. However, some of the newly supported small business owners are expected to be available only in February of next year. Questions and answers were summarized with questions and answers about who can receive the 3rd disaster support fund, how much and when.
-Which small business owners can receive support fund?
△ This applies to industries where collective prohibitions and restrictions are enforced due to quarantine guidelines based on social distancing. Businesses that are prohibited from collectively with a social distancing level of 2.5 or higher are indoor sports facilities, singing practice centers, direct sales promotion halls, standing performance halls, ski resorts and sledding centers, entertainment bars, danran bars, emotional bars, hunting pots, and collages 11 It is a dog industry.
The group-restricted businesses include restaurants and cafes, beauty salons, PC cafes, entertainment rooms and multi-rooms, study cafes, movie theaters, amusement parks, large marts, department stores, and lodging businesses.
-Are only ski resorts and sledding areas eligible for support?
△No. Restaurants, convenience stores, sports goods stores, etc. in winter sports facilities, which are small subsidiaries, or ski rental stores (rental shops) in the vicinity, are considered a group prohibited business when the requirements for small business owners are met and can receive support funding of 3 million won. Small accommodation facilities such as pensions are also supported with a support fund of 2 million won (limited business) when the requirements for small business owners are met.
-Any small business owner can get support fund?
△No. Among the general industries, it should be a small business with annual sales of less than 400 million won, and this year’s sales decreased from last year.
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-What is the size of the support fund by industry?
△ We provide 3 million won for the business that is prohibited from gathering, and 2 million won for the business that is restricted from grouping. One million won is supported for general industries that have suffered sales hits.
-Does the owners of own stores that do not pay rent receive support?
△ Two million won and one million won, respectively, are included in the subsidy for the prohibited and restricted businesses for the purpose of supporting rent reduction. However, as there is also a purpose of supporting fixed costs in addition to rental fees, owners of own stores can also receive a subsidy of 2 to 3 million won if they meet the requirements.
-When and how can I receive the support fund?
△ Starting on the 11th of next month, the applicant will receive an application by sending a text message. As soon as possible, you may be able to receive a grant on the day of application. If the second disaster support fund (a new desired fund for small business owners) is received, it can be paid without a separate verification procedure.
-What is the payment time for a new application?
△ The government will announce the project on the 25th of next month for the new recipients. After that, payment will be made from the end of February through administrative procedures.
-The support is insufficient compared to the sales hit. Is there any other support?
△ If you are a small business owner in a prohibited group, you can get a rental loan at a rate of 1.9%. In the case of collective restricted industries, the first-year guarantee fee is exempted from the loan at a 2-4% interest rate.
-When can I get a loan?
△The government is in discussions with the financial sector, but it is expected to begin accepting loans on the 18th of next month after completing practical preparations such as building a bank computer.
-What kind of support can I get if I’m already closed?
△ You can receive 500,000 won incentives for re-challenge of closed stores for the recovery of small businesses that are closed. For 10,000 people, a maximum of 1 million won for transition education and employment incentives, and up to 10 million won for re-startup commercialization) are provided.
-I’m a freelancer, so it’s a big hit. Do you have any support?
△Special type workers (special high school) and freelancers can receive emergency employment security support of up to KRW 1 million. If the first or second emergency employment stabilization fund is received, an additional 500,000 won will be received, and 1 million won will be provided to new beneficiaries. Special high school and freelance jobs include insurance planners, learning branch teachers, parcel delivery and quick service drivers, loan recruiters, credit card recruiters, proxy drivers, door-to-door salesmen, visiting teachers, home appliance installers, and truck drivers.
-Can I be eligible for application even if I am not a special high school or freelancer?
△ You may be eligible for emergency employment security support. If a person who earns money by providing labor but does not subscribe to employment insurance has decreased income due to Corona 19, it may be eligible for emergency employment security support. For example, a housekeeper who does not belong to a specific company and does work such as cleaning, childrearing, and care through an individual contract may be eligible for emergency employment security support because it does not have employment insurance while providing work, although it is not a special training or freelance category. have.
However, there must be evidence of fees and allowance payment statements, business income withholding receipts, and bankbook transaction statements made with the parties to the transaction. Through this, it should be possible to prove that the income in December has decreased by more than 25% from the average monthly income in last year, income in October/November, and income in December 2019.
-When can I get it?
△ Existing beneficiaries can receive support from the 11th of the following month to the 15th at the latest when they start receiving applications. However, in the case of a new application, it may take some time than the existing beneficiaries as the process proceeds after the business announcement on the 15th.
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-Does visiting and caring workers receive support?
△ This time, it was included as a new visitor/care worker. It plans to provide 500,000 won in livelihood support to 90,000 workers in relation to the financial labor and management donations of 40 billion won.
-What if I go to a travel agency and my unpaid leave support is cut off?
△For special support industries, such as those in the hard-to-live travel industry, whose unpaid leave support for six months has ended, the monthly unpaid leave support payment of 500,000 won will be extended by three months. If the application was scheduled to end this month, additional support will be received by next March. Participating in vocational training provides an additional 300,000 won per month for training allowance.
-What if the burden is heavy because you do not send your children to the daycare center or school?
△ Indirect labor costs are provided to business owners who shorten working hours or work from home to support child care. It will expand from the original 17,000 support to 42,000. 270,000 won per month for reduced wages and 200,000 won per month for indirect labor expenses, respectively, due to reduction of working hours. The amount of support for indirect labor expenses under the flexible work system is 360,000 won per month.
Kindergartens and elementary schools will operate emergency care programs in March next year to alleviate the burden of parents caused by the expansion of remote classes.