In the event of a drunk driving, unlicensed, hit-and-run accident, the full amount of insurance is provided to the perpetrator.
Restrictions on claiming car repair costs in case of 12 gross negligences such as invasion of the central line and signal violations
In the future, if you have a drunk driving, unlicensed, hit-and-run accident, insurance will not be available. Insurance companies can plan the entire amount of insurance paid to victims, etc. to the perpetrator.
The Ministry of Land, Infrastructure and Transport announced on the 28th that it is promoting the improvement of the automobile insurance system to induce the reduction of traffic accidents, including the above.
First of all, the’accident burden’ that the insurance company envisions to the perpetrator for part of the insurance money paid to the victims in relation to drunk driving, unlicensed, hit-and-run accidents will be greatly strengthened. The accident charge was made possible to conceive a part of the insurance payment in order to raise awareness of serious violations of laws and regulations, and many pointed out that the effectiveness of the accident was low due to the fact that the driver’s charge was small. In the case of a drunk driving accident on the road near Eulwangri Beach in Jung-gu, Incheon in September last year, the motorcyclist who delivered chicken died and insurance money was paid 270 million, but the accident burden paid by Mr. A was only 3 million won. Accordingly, the government increased the accident burden for drunk driving last year from 3 million won to 10 million won for an adult, and from 1 million won to 5 million won for objects.
However, in the future, the government has decided to increase the limit of the amount that insurance companies can conceive in case of a drunk driving, unlicensed, hit-and-run accident, to’the total amount of insurance paid’. It means that the perpetrator pays the full compensation.
In addition,’drug/drug driving’ will be added to the target of the current accident burden. In addition, in the event of 12 gross negligence accidents, a plan to restrict the perpetrator’s request for repair costs will be promoted.
The 12 gross negligence included △signal violations △center line violations △speed violations △overpass violations △crosswalk violations △crosswalk violations △unlicensed △drinking △walkway violations △open door departures △school zone violations △cargo lock violations.
Ministry of Land, Infrastructure and Transport Motor Policy Officer Kim Jeong-hee said, “This car insurance system improvement is designed to prevent traffic accidents by increasing the responsibility of drivers for serious negligence such as drunk driving.” “We plan to continuously discover and promote improvement measures that can contribute to the reduction of traffic accidents.”
/ Sejong = Reporter Kim Woo-bo [email protected]
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