I’m envious of the Cavin staff… Why are bankers complaining of stress during the Lunar New Year holidays? Jeong So-Ram’s Bank & Banker

Photo = Getty Image Bank

Photo = Getty Image Bank

The Lunar New Year holidays are approaching. In banks, this is one of the busiest times for branch employees. This is because consumers from early on are flocking to them looking for a stiff priesthood for their salary and family pocket money.

Until a few years ago, it was said that there was a long line at each bank branch every week before the holidays, so that there was a saying that it was’the priesthood riot’. In recent years, this phenomenon has decreased a lot, but many customers are still visiting branches to exchange their holiday cards.

However, the banks are saying that they cannot give all of them because they want the priesthood. This is because each bank has a fixed amount of money that can be brought from the Bank of Korea, and even this is distributed differently for each branch. For this reason, it is said that branch offices often set the number of priesthoods each individual can take on holidays. It is said that a limit of 10 to 50 sheets per person should be set to prevent certain individuals from taking excessive amounts of the priesthood.

However, it is said that there are many customers who do not simply give up. Some bankers use the expression “the priesthood villain (villain)” and complain that it is difficult to respond to customers. There are many cases where they recklessly ask for more than a limited amount of money, make harsh words, or come back and ask for the priesthood again after seeing the business.

I even feel grateful to customers who share their new cards while visiting other bank branches nearby. An employee of a commercial bank branch said, “I understand the customer’s desire to have a new credit card, but there are so many crowds, but the quantity is limited, so the branch is often difficult.” “I do.”

This does not mean that the shortage of the priesthood is simply a problem due to the stress of the banker. Since last year’s Corona 19 incident, 50,000 won has become scarce, making it even more difficult to obtain a priesthood. As of the end of the fourth quarter of last year, the redemption rate of 50,000 won (returned against the issued amount) was 25.6%. At the end of 2017, the exchange rate reached 113.7%, but it has been dropping every year since.

There is also a story that it is difficult to obtain new credits without returning 50,000 won to the bank, and instead, as demand for 10,000 won new credits increased, the overall ransom of the priesthood rose. Around the holiday season, of course, it will get worse. To get the new bills you need, you’ll have to pay another national tax. Last year, we put tens of billions of dollars in tax to print a new 50,000 won note.

As this situation repeated, the Bank of Korea created and distributed promotional posters (photos) a few years ago. It says, “Sabae-don, clean money is enough.” Even in the era of untact (non-face-to-face), consumers still seem to have the idea of’if it is a red skirt’ rather than clean money. I wonder how long consumers”love for the priesthood’ will last.

Reporter Jeong So-ram [email protected]

Ⓒ Hankyung.com prohibits unauthorized reproduction and redistribution

Source