Although this year’s New Year’s Day, when the number of people visiting their hometown has declined due to the corona 19, the number of vehicles is expected to increase during the four days of the holiday season. During the holiday season, long-distance and long-term driving are often taken turns.
If it is unavoidable to leave the steering wheel to another person, it is better to subscribe to the’Short-Term Driver Expansion Special Agreement’ that expands the driver range in a short period of time. This special agreement does not take effect from the time of signing up, but only from 24 o’clock on the date of registration to 24 o’clock on the end date. Therefore, you need to sign up in advance the day before someone else drives. In addition, because the rider is applied for a short period of time, the insurance period of the rider must be clearly confirmed so that a person who did not fall under the driver’s scope does not drive over the period.
When you subscribe to automobile insurance, if you are subscribed to a special contract for driving other automobiles, you or your spouse will also cover accidents while driving another vehicle. Reward is possible.
In addition, there is one-day insurance, a separate product that you subscribe to on a daily basis if you have to drive someone else’s car. Currently, it is sold by insurance companies such as MG, Samsung, Hyundai, KB, Hana, and Carrot. Samsung Fire’s’One-day Anycar Auto Insurance’, launched in September 2019, can be easily signed up through the Samsung Fire Insurance Direct application (app).
This product is a short-term auto insurance that covers the risks that drivers over the age of 21 may encounter when driving a private car or rental car owned by others. The coverage period can be selected from a minimum of 1 day to a maximum of 7 days. You can set the desired time period by the customer on a daily basis.
Unlike the short-term driver expansion special agreement, which takes effect from 24 o’clock on the day of signing up, the’One Day Anycar Auto Insurance’, which the driver individually subscribes to, takes effect immediately after signing up, so it can be used conveniently at any time. However, if you wish to subscribe to this product to drive a private car owned by others, you must not have auto insurance for the person and your spouse.
This product is also useful for customers who frequently use rental cars. Any driver over the age of 21 can sign up for rental cars. In particular, if you subscribe to the one-day Anycar Auto Insurance’s own vehicle coverage instead of the expensive car rental company’s CDW (CDW), you can compensate for repair costs in case of damage to the rental car at a lower cost.
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