As apartment sales prices and rents, such as jeon and monthly rent, rise together, concerns are growing among younger generations in their thirties who bought a house last year with ‘Young Cull’ (attracting the soul). This is because in January, there was news that the number of products traded at a price lower than the market price increased.
Has the real estate market started to fall to the extent that they were worried?
|
Young people who always prepare my home, deep sigh?
Last year, only the housekeepers in their thirties’Young Kul’ spread like a fashion. As a result of a monthly analysis of the apartment sales transaction at the Korea Real Estate Agency, Real Estate Info said that Seoul had more than 40 apartments in their 30s from January to October last year, and Gyeonggi-do had a strong purchase in September. According to Jikbang, the total amount of home sales last year reached a record high of 360 trillion won. Among them, the total amount of apartment sales and transactions amounted to 28.2 trillion won, which is about 78% of the total housing types.
Last year, credit and mortgage loans also increased. As of the end of December, the balance of credit loans from commercial banks amounted to 133.6 trillion won and mortgage loans amounted to 47.7 trillion won. The main charge increased more than four times compared to the previous year.
As the number of young people who bought apartments with’Young Klo’ increases, their concerns are deepening. This is because half of the apartments that were traded in Seoul earlier this year were sold below the previous transaction price.
‘Wirye 24 Complex Dream Green’ (84m2) in Jangji-dong, Songpa-gu, Seoul, was sold for 1.55 billion won (5th floor) on November 26 last year, but this year it was sold for 1.45 billion won (actual transaction on the 3rd and 2nd). . The house price has dropped by 100 million.
From the beginning of the year, when the house price fell from tens of millions of won to billions, the online real estate community said, “When I am homeless, I think it will only rise like crazy, so when I buy it, I am very worried about the downtrend.” The writing is plentiful.
The number of flights of 100 million different depending on the same floor and direction
However, real estate market experts advise that there is still no situation to worry about. Even within the same apartment, prices vary widely depending on the building, floor, and direction, and it is difficult to directly lead to a decline in some house prices.
Moreover, half of the transactions in January were reported as transactions. Looking at the actual transaction price system of the Ministry of Land, Infrastructure and Transport, 102 out of 221 apartments in Seoul that were traded this year recorded reported prices.
There is a reason that in the case of the’Wirye 24 Complex Dream Egreen’ apartment, which was a representative case of falling transaction that made people in their 30s tremble, the sale price fell 100 million won compared to the previous price. This is because it was a non-expansion property and a condition for tenants to reside on the lower floors.
The representative of the L-authorized brokerage office in the complex said, “The property that was traded for 1.45 billion won on the last 2 days was sold at a relatively low price because the veranda was not expanded and is rented on the lower floor.” It remains to be done.”
Young-jin Ham, head of Jikbang Big Data Lab, said, “If you look at the sales traded as of the reporting date, half the reported price and half are the same or slightly lower than the previous price, but it is not a quick sale or’new low price’.” Analyzed. In addition, he said, “Because the transaction volume is not yet large, it is too early to see the trend of whether the house price is falling or rising.”
Rapjang Ham added, “Even if the apartments over 1 billion won are in the same complex, there are cases where the house price varies by about 100 million won depending on the floor or fragrance.”