Housing Finance Corporation investigation… A total of 80,000 subscribers, an increase of 10,000 last year alone
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It was found that the members of the housing pension who receive living expenses after retirement as collateral for their homes entrust their homes with an average of 370 million won and receive an average of about 1.04 million won per month.
According to the Korea Housing Finance Corporation on the 13th, the average housing price for housing pension subscribers as of the end of last year was 370 million won. Compared to KRW 290 million at the end of last year, it increased by 3.37%, and housing prices for housing pension subscribers also reached 300 million units due to the overall rise in housing prices. The average monthly payment was 1035,000 won, an increase of 2.3% from the previous year.
The total number of housing pension subscribers was 81,205. Last year alone, 11,172 new people joined. The average age was 72.2 years.
The increase in subscribers is interpreted as the result of the adjustment of the ceiling of the price of a house with a housing pension from the current’market price’ to 900 million won based on the’public price’ according to the amendment of the Housing Finance Corporation Act last December.
In addition, by revising residential officetel residents to subscribe to the housing pension, it has also opened its doors to about 46,000 elderly households (as of the end of 2019).
Housing pension refers to a product that allows an elderly couple 55 years of age or older to receive a fixed amount of money each month in the form of a lifelong loan as collateral with their home. It was introduced in 2007 to support people who can continue living in their own home and maintain a stable retirement life. Since then, it has become an alternative income for the elderly, with more than 10,000 households enrolled annually.
/ Reporter Lee Ji-yoon [email protected]
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