[서울와이어 김민수 기자] This year, the Financial Supervisory Service intensively inspects for incomplete sales of high-risk product sellers (banks, securities companies, etc.) such as private equity funds, and has developed the ‘2021 Inspection Business Operation Plan’, which aims to induce responsible management related to consumer protection and internal control of financial company management. Came out.
The Financial Supervisory Service plans to strengthen inspections of high-risk investment product vendors to prepare for the possibility of increased customer damage due to incomplete sales resulting from short-term profits.
In the case of the full inspection of professional private equity managers currently underway, managers with high probability of illegality, such as interruption of redemption and filing complaints, are the first to be inspected, and the management status of overseas real estate funds with high potential risk and basic derivative-linked securities (DLS) of securities companies ) At the time of issuance, check whether investor protection procedures have been properly followed.
The Financial Supervisory Service also plans to focus on the financial companies’ consumer protection organizations and functions and internal controls of financial companies to prevent serious financial accidents and consumer damages with the enforcement of the Financial Consumer Protection Act in March this year. In particular, it plans to check internal controls at the group level through a linkage inspection between the financial holding company and its subsidiaries, and emphasize the management responsibility of the holding company.
Checking the business status of loan recruiting corporations, etc., incorporated under the Consumer Protection Act, and checking the requirements for investor recruitment of registered companies in online investment-linked finance business (P2P business), and new inspection targets in the anti-money laundering sector (electronic financial business and P2P business) The expansion of theme tests is also a matter of promotion.
In addition, the financial soundness of financial companies, the management status of high-risk assets, and loss absorption capacity will be checked. The intention is to take preemptive measures to prevent the real economy from prolonging the novel coronavirus infection (Corona 19) from leading to financial system instability.
The number of tests planned by the Financial Supervisory Service this year was all 793 times (23,630 test cases), up 29.4% (180 times) from last year (613 times), which reduced tests due to the effect of Corona 19. However, it is similar to the number of tests before Corona 19. 16 times for comprehensive inspection and 777 for divisional inspection were planned.