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[이데일리 김인경 기자] The Financial Supervisory Service decided to focus on investor protection procedures and whether it is illegal in the process of selling high-risk financial investment products such as private equity funds by banks and securities companies this year. Considering that the Financial Consumer Protection Act will be enforced from March this year, the comprehensive inspection on the financial industry, such as banks and insurance, will be more than doubled from last year.
According to the 2021 inspection operation plan announced by the Financial Supervisory Service on the 21st, the comprehensive inspection, which was only 7 times last year, is expected to be expanded to 16 this year. Six bank notes including financial holding companies, four insurance companies, three securities companies, and asset management, still, and mutual financial companies are planned to be held once each.
In addition, the partial inspection this year will also increase from 606 in 2020 to 777 this year. The number of prosecutors is also expected to increase by 66.6% from 14,186 to 23,630. As it was difficult to perform a normal test last year due to Corona 19, it is a position that it will expand from the previous year.
In accordance with the enforcement of the Gold Soap Act, we will focus on whether securities firms issue basic derivative-linked securities (DLS) for offshore funds to ensure that investors are protected. We plan to focus on unfair business practices for vulnerable groups, such as the elderly, who are likely to be subject to incomplete sales. In addition, it plans to respond to prevent blind spots in the newly included inspection targets such as online investment-linked finance business registered companies (P2P) and loan recruitment companies.
The Financial Supervisory Service decided to analyze the trend toward high-risk assets and check the post management status. In particular, it focuses on the concentration of alternative investments such as overseas real estate funds, and also checks the status of overseas real estate project financing (PF) loans at home and abroad, and whether follow-up management is properly performed.
In addition, as finance has become digital due to Corona 19, it has decided to monitor unhealthy business behavior through non-face-to-face channels. An official from the Financial Supervisory Service said, “If on-site inspections become difficult due to Corona 19, we will conduct inspections focused on issues such as consumer damage in a remote or non-face-to-face manner.” I will also activate the prosecution.”
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