In the future, if you have a drunk driving, unlicensed or hit-and-run accident, you will not be able to receive any insurance treatment, and the perpetrator will have to pay the full amount of the accident.
In addition, accident responsibilities for serious violations will be greatly strengthened, such as applying to the levies for drug or drug driving accidents, which have not been required to pay the accident levies.
In case of a drunk driving accident or an unlicensed accident, the full amount of insurance is considered.
The Ministry of Land, Infrastructure and Transport will first of all promote the insurer so that in the case of a drunk driving, unlicensed or hit-and-run accident, the insurance company can plan the entire amount of insurance paid to the victim to the perpetrator.
The accident charge was made to allow a part of the insurance payment to be conceived in order to raise awareness of serious violations of laws and regulations, and it was pointed out that the effectiveness of the accident was low due to the small amount of the actual driver’s charge.
In fact, in the case of a drunk driving accident on the road near Eulwangri Beach in Jung-gu, Incheon in September last year, the motorcyclist who delivered chicken died in the accident and paid 270 million won in insurance, but the accident burden paid by Mr. A was 3 million. It was just a circle.
Accordingly, the government raised the accident burden for drunk driving from 3 million won to 10 million won for an adult, and from 1 million won to 5 million won for obligatory insurance. The bite was implemented in October last year, but the perpetrators did not have to pay the insurance premiums still exceeding 165 million won.
Accordingly, the Ministry of Land, Infrastructure and Transport decided to stipulate the upper limit of accident charges as’the total amount of insurance paid’ through the revision of the Automobile Damage Compensation Guarantee Act.
Comparison of car insurance accident charges [국토교통부 제공]
100% self-pay even for drug and drug driving accidents
The Ministry of Land, Infrastructure, and Transport has also decided to add’drug/drug driving’, which was not covered by accident charges, to the target.
In September of last year, in Haeundae, Busan, after taking drugs, Mr. B, who was driving a car in a hallucination state, struck two cars and ran away at speed, causing a seven-fold serial crash.
About 810 million won in insurance was paid to compensate for the damages of the nine people injured in this accident, but the injured driver did not pay a penny for the accident, causing controversy.
In case of 12 gross negligence accidents such as signal violation, repair fee cannot be claimed.
In the case of 12 gross negligence accidents such as signal violations, measures are also being promoted to limit the perpetrator’s claim for repair costs.
Under the Special Act on Traffic Accident Handling, the 12 gross negligences are ▲ traffic violations ▲ central line violations ▲ speed violations ▲ overtaking violations ▲ crosswalk violations ▲ crosswalk violations ▲ unlicensed ▲ drinking ▲ sidewalk violations ▲ opening doors ▲ school zone violations ▲ cargo fixing violations
In the meantime, in case of a car-to-car accident, property damage has been shared according to the ratio of negligence, but even if the other party made obvious negligence, such as drunk driving, there was a problem that the victim had to compensate for the repair cost of the other vehicle.
In particular, in cases where the offender was a luxury vehicle, there were many unfair disputes, as there were cases where the victim had to compensate more than the offender.
Accordingly, the Ministry of Land, Infrastructure and Transport decided to pursue a plan so that in the event of an accident with 12 gross negligence, the other party cannot be charged for the car repair cost of the perpetrator.
Among these measures, the reinforcement of accident charges such as drunk driving and the addition of subjects to which accident charges such as drugs are applied are expected to be implemented as early as the second half of this year.