# In Haeundae, Busan, in September last year, a vehicle that was driving under a hallucination caused by drugs struck two cars and ran away at speed, causing a seven-fold serial crash. About 810 million won in insurance was paid for damages to 9 people with severe and minor injuries, including spinal fracture at 12 weeks of anterior teeth, but the accident burden of the injured driver was 0 won.
As such, the responsibility of the perpetrator who caused a serious violation of a traffic accident will be greatly strengthened in the future. In the event of a drunk driving, unlicensed, hit-and-run accident, the insurance company can reimburse the offender for the full amount of insurance paid to the victim.
On the 28th, the Ministry of Land, Transport and Maritime Affairs announced that it was pushing ahead with improvements to the automobile insurance system to induce the reduction of traffic accidents as part of the follow-up measure to reduce the number of deaths in traffic accidents in 2021. First, in the event of a drunk driving, unlicensed, hit-and-run accident, the so-called accident burden will be greatly strengthened, allowing the insurance company to conceive of a portion of the insurance money paid to the victim to the perpetrator. Earlier last year, the upper limit of the accident burden for drunk driving was raised from a maximum of 3 million won to 10 million won per person and from 1 million won to 5 million won per object in the case of compulsory insurance. However, with this measure, the limit of the amount that an insurance company can conceive is increased to’the total amount of insurance paid’.
In addition,’drug/drug driving’ will be added to the target of the current accident burden.
In the event of 12 gross negligence accidents, it is also pushing ahead with measures to limit the perpetrator’s claim for repair costs. △ Signal violation △ Central line violation △ Speed violation △ Overpass violation △ Crosswalk violation △ Crosswalk violation △ Unlicensed △ Drinking △ Sidewalk violation △ Door opening △ School zone violation △ Cargo fixing violation It is the content that prevents the other party from claiming (substituting) for the perpetrator’s car repair cost in case of causing
An official from the Ministry of Land, Transport and Maritime Affairs said, “In case of a car-to-vehicle accident, material damage has been shared according to the percentage of negligence. “If the vehicle is a luxury vehicle, the amount that the victim has to compensate for is increased, and the controversy over the burden of unfair car repair costs has been raised continuously,” he explained.
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