‘Bomb’, the largest public price in 14 years… Apartments with more than 700 million won, the current burden increased by more than 30%

Input 2021.03.15 12:08 | Revision 2021.03.15 13:24

Results of simulation analysis by the Ministry of Land, Infrastructure and Transport
Homeowners with an official price of 700 million won or more, a 30% increase in tax charges
Homeowners with more than 300 million won inevitably increase their health insurance premiums.

As the national average publicly announced price of apartments and apartments this year rose 19.08% year-on-year, it is expected that the burden of ownership tax and health insurance premiums for the common people will increase significantly. The published price of apartment houses has a decisive influence on the calculation of real estate ownership tax and health insurance premiums such as property tax and comprehensive real estate tax. In the case of the Seoul area, publicly announced land prices in residential areas such as Nowon-gu, Seongbuk-gu, Gangdong-gu, Dongdaemun-gu, Dobong-gu, and Seongdong-gu were high. It is inevitable that the details of the common people are increasing.

On the 15th, the Ministry of Land, Infrastructure and Transport unveiled the proposed price of 14.25,000 apartment units. The process of viewing and hearing owners will be conducted from the 16th of this month to the 5th of the following month. The rate of change in the published price this year was 19.08%, the highest increase since 22.7% in 2007. By region, the rate of change in published prices was highest in the order of Sejong 70.68%, Gyeonggi 23.96%, Daejeon 20.57%, Seoul 19.91%, and Busan 19.67%.

It is expected that the owners of medium-sized or larger apartments in downtown Seoul will not be able to avoid the burden of a sharp increase in tax returns. According to the analysis of the ownership tax presented by the Ministry of Land, Infrastructure and Transport, the publicly announced price of 530 million won (market price of 760 million won) last year for homeowners (based on one household and one homeowner) this year jumped to 700 million won (market price of 1 billion won). This will increase by 30% from 1234,000 won to 1.64,000 won.

The tax burden increases by 43.1% for one homeowner who owns a house with a quoted price of 1.2 billion won, and 44.1% with a quoted price of 1.5 billion won.

In areas where the publicly announced price is higher than the average increase rate of Seoul, such as Nowon, Dobong, Gangbuk, Seongbuk, Jungnang, Dongdaemun, Gangdong, Seongdong, Seodaemun, Yeongdeungpo, Dongjak-gu, etc., such cases of the ownership tax burden are expected to increase one after another.

On the other hand, homeowners with a quoted price of less than 600 million won, who do not pay the final tax, have a slight reduction in their tax burden. Last year, the official price increased to 460 million won (market price 660 million won) for homeowners, but the official price increased to 600 million won (market price 860 million won), but the amount paid for property tax was about 8% from 1017,000 won to 934,000 won. It decreases by about. This is because the special local tax rate is applied in accordance with the plan to relieve the burden of property tax announced together with the Ministry of Land, Infrastructure, and Transport planning to realize the published price. However, even in this case, if the special case disappears in the future, it is likely to be affected by the actualization of the quoted price.

In this regard, the Ministry of Land, Infrastructure and Transport said, “For homeowners with an official price of 600 million won or less, the tax rate reduction effect is greater than the property tax increase effect due to the increase in the public price, so the property tax burden will decrease compared to the previous year.

The rise in the official land price leads to an increase in the health insurance premium burden. According to a simulation analysis of health insurance premiums presented by the Ministry of Land, Infrastructure and Transport, in the case of owning a house whose official price rose from 270 million won last year to 310 million won this year, the burden of health insurance costs is 5,000 won (4.62%) from 108,000 won to 113,000 won. ) It rises.

However, in the case of health insurance dependents, if the property tax tax base exceeds 540 million won (published price of 900 million won, market price is 1.3 billion won), the dependent may be disqualified. This is because dependents will be disqualified if the asset budget is 540 million to 900 million won and the annual income exceeds 10 million won, or if the target is more than 900 million won (announced price of 1.5 billion won). In this case, it is classified as a regional subscriber from December of this year, and a new insurance premium is required.

The government plans to apply a burden relief plan from November this year to reduce the impact of the rise in construction fees caused by fluctuations in public prices. The property deduction applied when calculating insurance premiums was expanded by an additional 5 million won from the current 5 million to 12 million won. Accordingly, under the existing system, insurance premiums may rise by an average of 2,000 won per household per household for local health insurance subscribers, but if the burden relief plan is applied, the insurance premium burden is lowered by 2,000 won per month for approximately 7.3 million people, 89% of the households enrolled in the area. The idea is to offset the impact of the impression.