# Kim, 32, who is single, bought a 600 million won house near Dapsimni Station in Seoul at the end of last year. Currently, I live in my parents’ house, but I bought it for financial investment and a newlywed home. Mr. Kim said, “I am encouraging my boyfriend to buy a house too,” he said. “After marriage, it becomes one household and two houses, but if you dispose of one house within two years after marriage, you can be tax-free, so I decided that now is an opportunity.”
# Park Mo (33), who “brought souls” to an apartment in Seongdong-gu, Seoul in the first half of last year, is considering entering a 20-pyeong villa charter owned by an acquaintance. It is to increase the’cash flow’ by returning one’s house to monthly rent. Park said, “If you increase your monthly cash flow by more than 2 million won in this way, you can reduce the burden of repaying mortgage loans and improve your asset portfolio,” said Park. “It increases the speed of collecting seed money and increases the asset growth through marriage once more. In the mid to long term, we are aiming to enter Seoul Class 1,” he said.
The proportion of young people in the 2030s in the real estate market is rapidly increasing. The government came up with real estate measures one after another, but as the price of the house soared, the number of cases of urgently buying the’first house’ increased. In addition, the drop in confidence in the cash value as the price of real estate or stocks soared is one of the reasons that encouraged their buying.
According to the Supreme Court Registration Information Plaza on the 26th, the first real estate buyers in their lives in 2020 were 70,4172, an increase of 20% from 562,509 in 2019. During the same period, Seoul surged 48.6% from 61,616 to 9,7415. By age, the rise in the 30s was remarkable. By national standards, the number of people in their 30s increased by 25.4% from 211391 in 2019 to 260,5073 in 2020, and by 54.1% from 28977 to 44664 in Seoul. Of the first home buyers in Seoul last year, 59181 people in their 20s and 30s combined, accounting for 60.8% of the first home buyers in their entire lives.
There are many in their thirties who try not only to buy for the first time in their lives, but also to aggressively change. Mr. Jo (36), who sold his house in Mapo-gu, Seoul and entered Banpo at the end of last year, said, “I sold a house in Mapo-gu and rented a house in Banpo. Is good enough,” he said. “I’m not sure if it’s too risky around me,” he said. “I don’t think it’s possible to calculate the risk of buying a jeonse well.” said.
As the weight of the asset market in the asset market increases rapidly, there is also a growing concern that I am overwhelmed by the’Fear of missing out (FOMO) syndrome’ or panic buying that I may be left alone in an upward rally. However, criticism is raised that this is an analysis that does not take into account the difference from the previous generation asset purchase pattern. First of all, unlike the older generations, where male single-earnings were large, the recent 2030 generations have a high double-income ratio, so they have sufficient cash repayment ability even at a relatively young age.
Hak-Ryeol Kim, director of SmartTube, said, “Unlike the past, the proportion of double-income has increased significantly, so we have more ability to repay loans. Above all, with the development of information technology (IT), we have been able to easily access information on assets.” If I had to access only Bokdeokbang, now 2030 is really elaborate and I buy after studying a lot.”
However, as the proportion of 2030 increased, the likelihood of the occurrence of a’distraction’ increased. An anonymous expert said, “The more information is open, the more polarization between good and unfavorable locations will inevitably increase. This phenomenon is reflected in the growing number of young people in Ma, Yong, and Seong-dong (Mapo, Yongsan, Seong-dong).” said. In fact, Seongdong-gu (46.3%) had a high proportion of purchases in his 30s among the Seoul autonomous districts last year.
[김태준 기자 / 정희영 기자]
[ⓒ 매일경제 & mk.co.kr, 무단전재 및 재배포 금지]