[천지일보=박수란 기자] Financial Supervisory Governor Yoon Seok-heon said, “We are currently adjusting and the dividend payout ratio of net profit is between 15% and 25%.”
Director Yoon held a press conference for the year-end of 2020 on the 23rd and said, “It is in good harmony with financial companies. It is still difficult to say exactly what percentage of the dividend payout ratio is.”
“If the dividend is paid, it is difficult to use it as a capital reserve when the condition worsens next year due to coronavirus. If so, the corporate value of financial companies will fall.” He added, “Dividends are a factor in declining corporate value under coronavirus conditions.”
Regarding the unusual suspension of major loan products for household loan management, “Recently, BIS raised our private sector debt from’Caution’ to’Warning’. “I think we should maintain total volume management for the time being.” “The increase in household debt across the country is a risk that is not seen from the standpoint of individual companies. I don’t think the management is excessive so far.”
Director Yoon stressed that necessary preparations should be made for the soundness of financial companies due to the prolonged Corona 19. “I’m thinking about two stress test scenarios. The U-shape means that it goes down and comes up soon, and the L-shape does not come up after it goes down and goes as it is, that is, prolonged. In the U-shaped scenario, most financial companies passed the capital test, but some companies did not pass the L. . You have to be alert in advance and make the necessary preparations.”
The Financial Supervisory Service is conducting a thorough investigation into private equity funds in the wake of the Lime-Optimus redemption suspension fund, which caused massive damage to investors. As a result of conducting 18 inspections out of 233 specialized private equity managers, some managers detected illegal cases such as private interests, OEMs, and predatory finance. About 50% of the 9034 private equity checks were completed.
The Financial Supervisory Service is in the process of reviewing the dispute settlement law on the Optimus Fund situation. Regarding this, “the legal review is in the final stage,” and “if it is difficult to cancel the contract, it may lead to incomplete sales. The question of whether a dispute can be settled in a situation where loss is not estimated is possible if there is an agreement between the seller, the consumer and the investor.
Director Yoon cited the private equity crisis as the most memorable event this year. He said, “I am very sorry for the fact that private equity funds were allowed to ordinary investors through bank windows, and the supervisory system was insufficient and the failure to respond to this part caused great damage.”
In this incident, former and current FSS employees are involved and a trial is in progress. Director Yoon said, “We need to look back on our own internally,” and said, “We are discussing whether the control devices are appropriate, such as supplementing internal documents and re-examination of the employees’ service skills, and if necessary, we are discussing to come up with measures to prevent recurrence.
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