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▲ Source = Financial Supervisory Service. |
[에너지경제신문 송두리 기자] The pace of decline in the number of domestic bank stores is accelerating.
According to the’Domestic Bank Store Operation Status’ released by the Financial Supervisory Service on the 7th, the number of bank stores (branches and branches) as of the end of last year was 6405, a decrease of 304 from a year ago. The largest decline since 2017, when 312 was reduced. 23 in 2018 and 57 in 2019, respectively.
Non-face-to-face transactions such as mobile banking are expanding, and overlapping stores are analyzed as the result of consolidation and consolidation.
Last year, there were 30 newly opened stores and 334 stores closed.
The number of stores closed by bank is KB Kookmin Bank at 83, Hana Bank at 74, Woori Bank at 58, BNK Busan Bank at 22, and Shinhan Bank at 21.
The decline in stores was mainly done in large cities. In the metropolitan area and metropolitan cities, the number decreased by 251, accounting for 82.6% of the total reduction.
In addition, the reduction in commercial banks was 238, accounting for 78.3% of the total. 44 local banks and 22 special banks followed.
Earlier, the Financial Supervisory Service announced in February that it would strengthen market discipline by expanding the disclosure of the current status of banking stores. The status of bank stores is scheduled to be announced on a regular basis every half year, and this is the first attempt.
An official from the Financial Supervisory Service said, “We will guide you to faithfully implement the’joint procedure related to closing bank stores’ so as not to cause inconvenience to financial consumers due to the decrease in stores.”
The joint procedure, which is the self-regulation of the banking sector, includes content such as that before the bank closes its stores, it is necessary to conduct an impact assessment involving external experts and operate alternative means such as mobile stores according to the results.
Reporter Song Doo-ri [email protected]