It’s a friendly economic time. Today (9th) will also be with reporter Kim Hye-min. Reporter Kim, there was a survey asking about prospects for real estate this year. Once I predicted it in advance, it seems that there were many people who thought it was the Gangnam area. How about?
<기자>
I thought so too, but there was another area that came to mind. When I asked a real estate brokerage app user, “Where are the promising areas this year?”, 15.5% cited Mapo, Yongsan, and Seongdong-gu, which are located along the Han River.
Gangnam, Gangdong, Seocho, and Songpa-gu, which are in the Gangnam region, were slightly pushed back to 15.3%. It seems that Gangnam has already climbed as it has climbed, and the apartments around the Han River still have room to climb.
How was it by age? People in their 20s and 30s also chose Mapo, Yongsan, and Seongdong, and those in their 40s and older chose Gangnam.
There were also people who said it was because of the price-leading places, redevelopment, and reconstruction benefits.
<앵커>
And I personally want to achieve this in the real estate market this year. You asked for this goal together?
<기자>
Yes, this is a little different by age, but those in their 20s and 30s answered’preparing my house’. People in their 40s and over chose the most popular option for’changing sales with better conditions’.
However, both of these are not easy in reality. For young homeless people, the subscription win is at the level of picking stars in the sky. It is difficult to arrange my house because the construction has also gone up a lot.
In addition, even if single-family dwellers try to move to a larger house with their families, loans are blocked for apartments of a certain size or larger. I have no choice but to give up the’transfer’.
We also asked what we want from the real estate market this year, and one out of three answered that’real estate prices are stable’.
As for the biggest factor that will have on the real estate market, he cited Corona 19 and the government’s supply policy, following loan regulation.
<앵커>
Reporter Kim Let’s look at another survey result today. When you surveyed major apartment complexes in Seoul, the percentage of actual owners living in it was a bit low?
<기자>
Yes, a research institute is a reconstructed apartment in Gangnam. I researched the percentage of living in the famous Eunma apartment. 32.7%, only one of the three houses was the owner. The rest lived by tenants.
Most of the non-resident owners lived near Eunma Apartments. They were Gangnam, Songpa, and Seocho-gu, Seoul. What is the reason for living around with an apartment you owned like this?
A few years ago, I went to Eunma Apartments once, and since the apartment is more than 40 years old, residents have a lot of complaints about rust and poor infrastructure.
It is presumed that people who do not want to miss the reconstruction hojae, but can’t live in the old house, have rented and moved to the neighborhood.
<앵커>
Reporter Kim, if you don’t actually live like this, the government is paying attention to various policies to sell it. However, in reality, there are more such things as gifts and inheritance than sales.
<기자>
In fact, most of the trading is done by transferring ownership. However, in the case of Eunma Apartment, the rate of gift and inheritance has been increasing gradually since 2017.
The number of gifts and inheritances increased significantly from 43 in 2019 to 81 last year. Last year, for the first time, there were more gifts and inheritances than sales.
In particular, for owners in their 20s and 30s, the rate of inheritance and gift was 75.4% last year. Last year, the donation of apartments in the 3rd district of Gangnam also increased by 123% compared to 2019.
The government introduced a heavy duty transfer tax system for multi-homed people after April 2018. In addition, from June this year, a transfer tax will be imposed in addition to the basic tax rate up to 30% points.
On the other hand, the gift tax rate is 10-50%, so it is advantageous to pay gift tax for multi-homed people.
Eventually, the price of major apartments in Gangnam, such as Eunma Apartments, continued to rise and the transfer tax was high, so there was a strong tendency to continue to pass on to generations without selling even if you did not live.
The government and the ruling party believe that donation is being used as a tax evasion tool and that institutional improvement is needed. It is said that they are thinking about raising the gift tax.