The Korea Housing Finance Corporation announced on the 19th that over the past year, 10,172 people have signed up for the housing pension. Accordingly, the cumulative subscribers reached 81,206 as of the end of 2020.
In particular, from December 8, last year, the construction law was revised to expand the standard of housing prices subject to housing pension subscriptions to the published prices, allowing residential officetel residents to subscribe to housing pensions.
As a result, from December of last year to 900 million won (price of 1.2 billion to 1.3 billion won), homeowners and officetel holders for residential purposes can subscribe to the housing pension, and 1169 new people joined the housing pension in December alone. People), an increase of 37.5%.
Looking at the characteristics of housing pension subscribers as of the end of last year, the average age was 72.2 years old, the average house price was 370 million won, and the average monthly payment was 1035,000 won.
Compared to 2019, the average age was the same, and the house price (297 million won) and monthly payment (1012,000 won) increased by 3.4% and 2.3%, respectively.
In June of this year, HF Corporation introduced a’foreclosure prevention passbook’, which deposits up to the amount necessary for a living under the Civil Execution Act, into a passbook where seizure is prohibited. It plans to reinforce the right to receive housing pensions by launching a’trust-based housing pension’.
In addition, the trust method is expected to help the elderly to raise additional income, as it is possible to join a housing pension for single-family or multi-family houses that have been rented to part of the house and to rent a part of the subscription house.
An official of HF Corporation said, “The reason that the number of new subscribers exceeded 10,000 seems to be due to increased interest in housing pensions, even though there were many difficulties such as housing pension counseling due to social distancing.”
Gyeonggi Newspaper = Reporter Oh Jae-woo]