[은행오늘] KB Kookmin Bank launches real estate information platform’Live Real Estate’… IBK launches’IBK Moomin credit card

(Sisa Today, Sisa ON, Sisa On = Reporter Park Jin-young)

SC Cheil Bank proposes investment portfolio strategy in new stock market highlands

SC Cheil Bank will discuss the’Portfolio Strategy’ to respond to the stock market that has risen steeply even in the era of Corona 19 and faces a new high ground, on the 11th at 6:30 pm, in a non-face-to-face,’Wells Care Webinar.’ ‘It was announced on the 8th that it will proceed.

In this webinar, Park Soon-hyun, a fund analyst (manager of SC First Bank’s Investment Strategic Products Team), will appear to propose an investment strategy that adds business cycle/value stocks to a portfolio centered on growth stocks.

He analyzes that recent market participants are increasing their investment in risky assets based on the expectations of the Biden administration’s easing economic policy. Among them, he warns that the focus on growth is excessive, and one of the most vigilant in investment is excessive focus.

It is also advised that as the valuation of growth stocks is higher than ever, it is necessary to consider how to manage the risk of the portfolio.

Considering the valuation gap that widened between growth and value stocks, and economic normalization and inflation driven by vaccine supply and economic easing policies, value stocks are expected to show relatively strong performance in the future.

However, it is difficult to predict that all value-based performance will recover, so it is emphasized that a strategy of selective investment is important.

Those who wish to participate in the seminar can apply on the official website of SC First Bank and the event page of the mobile banking app or on the official Facebook of SC First Bank until 10 am on the 11th. Applicants can receive a link to the webinar URL by text message 15 minutes before the start of the seminar.

Meanwhile, according to the results of a survey last month of 2527 applicants for the’Digital Wealth Management Experience Event’ recruited by SC Cheil Bank by the 12th, the percentage of people who have experienced wealth management services at specialized financial companies such as banks, securities companies, insurance companies, etc. Only 2 out of 10 people at 19.6% showed a high need for systematic asset management services by experts.

SC Cheil Bank’s’Well’s Care’ is a global wealth management service that provides differentiated programs according to customer needs and conditions by specialized wealth management experts in investment, tax, foreign exchange, and insurance. Various asset management seminars such as’Dual Care Service’, which provides customized consultations with a group of experts in wealth management and investment experts from all over the world, and the’International Wealth Management Forum’ where local global investment advisory experts participate. It consists of.

Shinhan Bank announced on the 8th that it has completed the pilot construction of a blockchain-based digital currency platform with LG CNS in preparation for the issuance of CBDC (Central Bank Digital Currency) by the Bank of Korea.  ⒸShinhan Bank
Shinhan Bank announced on the 8th that it has completed the pilot construction of a blockchain-based digital currency platform with LG CNS in preparation for the issuance of CBDC (Central Bank Digital Currency) by the Bank of Korea. ⒸShinhan Bank

Shinhan Bank completes demonstration of digital currency platform compared to LG CNS and CBDC

Shinhan Bank announced on the 8th that it has completed the pilot construction of a blockchain-based digital currency platform with LG CNS in preparation for the issuance of CBDC (Central Bank Digital Currency) by the Bank of Korea.

Shinhan Bank predicted that when the Bank of Korea issues CBDC, an intermediary agency for the smooth commercial distribution and use of digital currency is needed, and to preemptively respond to the role of an intermediary agency, it has built a digital currency platform as a pilot.

The digital currency platform is △A virtual bank of Korea issues CBDC and distributes it to an intermediary △Intermediary agency Shinhan Bank pays the issued CBDC to individuals △Individuals and affiliates use the issued CBDC for inquiry, settlement, remittance, currency exchange, It is configured to be rechargeable and is built in a blockchain-based token type (data management for each transaction) method to secure transaction stability.

In addition, the form of issuance of CBDC is divided into general funds used by converting the balance in KRW held by individuals and disaster support funds issued by the government and local governments for specific purposes, and ledgers can be separately managed for each fund. In particular, the disaster subsidy was made to limit the use of the fund or to set the expiration date.

This pilot construction was possible through LG CNS’ blockchain technology and know-how. LG CNS has the highest level of development history in Korea related to blockchain business, and in particular, has specialized technology in financial transactions through cooperation with the Bank of Korea and Korea Mint Corporation. Shinhan Bank and LG CNS plan to continue joint research and development based on blockchain technology in the future.

An official from Shinhan Bank said, “As the importance of CBDC has increased, we plan to actively respond to the situation at home and abroad,” and “We will continue to make various attempts, such as expanding the established platform and applying it to the bank’s internal system.”

KB Kookmin Bank announced on the 8th that it has launched the next-generation version of Liiv Real Estate, a comprehensive real estate finance platform, KB Real Estate LiivON.  ⒸKB Kookmin Bank
KB Kookmin Bank announced on the 8th that it has launched the next-generation version of Liiv Real Estate, a comprehensive real estate finance platform, KB Real Estate LiivON. ⒸKB Kookmin Bank

KB Kookmin Bank launches new real estate information platform, Live Real Estate

KB Kookmin Bank announced on the 8th that it has launched the next-generation version of Liiv Real Estate, a comprehensive real estate finance platform, KB Real Estate LiivON.

KB Kookmin Bank’s new real estate information platform Live Real Estate launched a beta version in November last year, and then opened the official version of the Live Real Estate app and its website at the same time last month. The Live Real Estate app can be used for free by downloading it from the Play Store and the App Store.

The main characteristics of Live Real Estate are △A honey price that allows you to search real estate price information such as KB price, actual transaction price, sale price, public price, AI forecast price, and villa price in one place. △ A honey jar that collects the search results of YouTube, Google, Naver, and Daum at once △ A honey sale that finds and sells cheaper properties compared to the KB market price △ Honey information containing exclusive content from real estate experts.

Live Real Estate plans to advance the platform by analyzing customer usage patterns, reorganizing UX/UI, and adding a’sale home’ function that collects apartment sale information.

The win-win relationship with the Korea Certified Brokers Association, which has an alliance with KB Kookmin Bank, will also continue. As a member of the association, a real estate agent can register for sale at Live Real Estate for free, which is expected to reduce the burden of advertising costs. In addition, it is planning to promote joint marketing with the real estate platform’Oriental Medicine’ operated by the association.

Meanwhile, KB Kookmin Bank launched a YouTube video advertisement on the 2nd to commemorate the release of Live Real Estate. This advertisement parodying the popular drama’Penthouse’ contains a story that solves the troubles of those suffering from real estate through fun orders that make real estate easier.

Sung Hyun-tak, head of KB Kookmin Bank’s Live Real Estate Platform, said, “We hope that Live Real Estate, which is a collection of various real estate information, will help customers solve real estate concerns.”

IBK launches’IBK MOOMIN credit card’

IBK Industrial Bank (Chief Yoon Jong-won) announced on the 8th that it has launched a’Moomin Credit Card’ with upgraded benefits and a new design, thanks to the success of the’Moomin Check Card’.

‘MOOMIN’ delivers a message of innocence, respect, and hope, and is a global character that has been loved for a long time. IBK released the Moomin check card in October last year and recorded a surpassing 10,000 points in the shortest period.

‘Moomin Credit Card’ is a 20% discount on social commerce (Coupang, Timon, WeMef), which is highly preferred by customers in the non-face-to-face era, and △20% discount at coffee shops △10,000 won discount at movie theaters (CGV, Lotte Cinema, Megabox) △Convenience stores And Olive Young 10% discount.

In addition, it emphasized Moomin’s nature-friendly image, and applied an antibacterial plate like a check card to contain stability, the bank said.

On the other hand, the check card has expanded the range of customer choices by adding a design containing a new Moomin character from the existing three types.

An official from IBK said, “The Moomin card is highly favored by customers, so we launched it as a credit card. We will continue to develop a variety of cards with the design and quality benefits customers want.”

Copyright © Shisa Today (Sisa ON) Unauthorized reproduction and redistribution prohibited

Responsibility: Banks, savings banks, and credit card companies are in and out.
Motto: If you don’t live as you think, you will think as you live.

.Source