[단독]”It’s a high point for 20 years of homeless subscription…” 1.2 million people despaired by the 2 and 4 measures

The government decided to increase the amount of public pre-sale by greatly expanding the housing supply led by the public.  The whole area of ​​an apartment in the city center as viewed from Namsan Seoul Tower in Jung-gu, Seoul. [뉴스1]

The government decided to increase the amount of public pre-sale by greatly expanding the housing supply led by the public. The whole area of ​​an apartment in the city center as viewed from Namsan Seoul Tower in Jung-gu, Seoul. [뉴스1]

“I have been living without home for 20 years and accumulating subscription scores… .”

[안장원의 부동산노트]
Government, public initiative to expand urban housing supply
Public pre-sale increases in reconstruction and station areas, etc.
Subscription savings and general savings limit subscription qualifications

In her early fifties, Kim Mo (resident in Seoul) collapsed after seeing the real estate measures announced on the 4th of the’dramatic expansion plan for housing supply in metropolitan areas’. This is because the way to receive new apartment sales in the city center has narrowed. He has three dependents, including a spouse and two underage children. The subscription score calculated based on the period of homelessness and the number of dependents is 69.

Mr. Kim said, “As the number of private houses that select winners by subscription score continues to decrease, the cut line for winning prizes in popular regions has risen, and I am upset.

After the government’s second and fourth measures, the storm hit the subscribers of subscription and subscription deposits. This is because the use of the subscription account has been reduced by this measure.

The government decided to provide additional housing for 320,000 households in Seoul and 830,000 households nationwide to stabilize house prices. Public implementation of reconstruction, redevelopment, and station area is 210,000 households in Seoul and 330,000 nations. Excluding rental housing and public homes, 70-80% of the total volume is supplied as pre-sale housing. Of these, the remainder of the share of residents who receive priority supply rights is subtracted from general sales. The industry expects more than half of the pre-sale homes as general pre-sale.

However, a large part of the characteristics of general sale apartments can be public sale. Because it was implemented by the public. It is like an apartment sold in public housing such as Wirye New Town by public companies such as Korea Land and Housing Corporation (LH).

The problem is that subscription eligibility for subscription and subscription deposit subscribers is limited for public sales. Only those who are homeless who have subscribed to subscription savings and general savings can apply for those under 85㎡ for public sale. The winners are selected in order of subscription savings. Over 85㎡ is subject to subscription deposit.

Subscription passbook

Subscription passbook

Until now, it has been a private house built by the private sector, except for public sale mainly in public housing. Comprehensive savings and subscription payments and subscription deposit subscribers applied. Subscription savings can be applied to private housing by converting them to subscription deposits.

For private housing, the winners are determined by the number of subscription points (84 points out of total) determined by the period without housing, the number of dependents, and the subscription period. 100% of those under 85㎡ of exclusive use and half of those exceeding 85㎡ are subject to the subscription price system.

Even if you change from subscription saving to subscription deposit, the subscription saving subscription period is recognized as it is. Long periods of homelessness and large number of dependents can result in high subscription prices.

However, subscription savings or subscription payments cannot be converted into subscription savings or comprehensive savings. Since it is a form of canceling the existing bankbook and signing up for comprehensive savings, subscription savings must start at 0 won.

Young-jin Ham, head of Jikbang’s Big Data Lab, said, “As the city center is supplied mainly for public sales in accordance with the public initiative, the space for subscription deposit/subscription subscribers is narrowing.”

Subscription and subscription deposit subscribers have no choice but to aim for more than 85m2 for exclusive use in order to receive the sale of the complex such as reconstruction conducted by the public. The volume is less than 85 square meters and only half of the bonus system is inevitably competitive.

The number of private housing units for which those with higher subscription scores are advantageous continued to decline. The government has increased the amount of special supplies irrelevant to the subscription score to absorb the demand in the 30s with low subscription scores. From October last year, a special supply was also established for the first time in life, which was not in private housing.

With the expansion of special supply, the general supply volume has decreased, and the subscription score cut line has risen to the 70-point range in popular areas such as Gwacheon Knowledge and Information Town.

As of December of last year, there were 1.2 million subscribers to subscription and subscription deposits nationwide. The subscription period is 970,000 people over 15 years.

Kim Jung-ah, executive director inside and outside Joo-Geon, said, “As the government lowers the subscription threshold to give more homeless people a chance, they are deprived of a feeling of deprivation as they do not consider subscription deposit and subscription payment subscribers.

In this measure, the government decided to introduce a lottery system for 30% of the general supply of public sales. Regardless of the subscription savings, the winners are drawn by lottery. The qualification for the lottery system is 3 years or more during the period of no home. Reporter Ahn Jang-won [email protected]

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