​Voice phishing with the use of disaster subsidies ㆍSimilar reception is active to guarantee the return on investment

Attention is required as voice phishing attempts, such as disaster support payments, and similar damages that guarantee return on investment are increasing. The government will operate an information sharing system between ministries to prevent new types of voice phishing until the end of June, while improving the system so that similar reception can be punished even for guaranteeing the rate of return.

The Financial Services Commission held a joint meeting with related organizations such as the Financial Supervisory Service, the Korea Exchange, the Financial Investment Association, and the Bank Federation on the 26th, and decided to operate from the 29th to the 30th of June as the’intensive response period for public financial crimes’ It was revealed on the 28th. It is showing signs of an increase in illegal and unfair financial crimes targeting the financially disadvantaged.

First of all, the Financial Services Commission plans to intensively crack down on voice phishing in cooperation with related agencies such as investigation authorities. In order to prevent new methods such as phone interception, an information sharing system that encompasses the public, communication, and security sectors is operated. It was established in January and over 23,000 cases of phishing scam information were shared during the demonstration period from February to March.

According to the Commission, the number of victims and victims of voice phishing last year decreased significantly compared to the previous year, but the number of victims is increasing again this year. The amount of damage decreased by 65% ​​from 672 billion won in 2019 to 234.3 billion won last year, and the number of victims was tentatively reduced by 64% from 50,000 to 18,000 over the same period. However, the number of victims more than doubled from 544 in October last year to 1214 in January this year.

The number of victims declined as the government arrested more than 20,000 voice phishing criminals in the second half of last year, and the damage scale decreased. Explained. There is also a possibility that attempts to purchase and inoculate the Corona 19 vaccine may occur.

Enhance the intermittent speed for similar reception. It plans to strengthen information sharing with institutions such as the Financial Supervisory Service, the National Police Agency, and local governments. In particular, we will improve the system to punish the act of guaranteeing the rate of return, such as supporting the passage of the Democratic Party’s lawmaker bill (Similar Receiving Behavior Regulation Act) with Park Jae-ho under deliberation in the National Assembly. Currently, penalties are only possible if the principal guarantees for deposits and savings are contracted. Recently, advertisements that guarantee the return on financial investment products are increasing. Last year, the number of reports and counseling for similar receptions received by the Financial Supervisory Service was 692, a 33% increase from the previous year (482).

In addition, if the legal maximum interest rate cut is implemented in July (24→20% per year), the damage to illegal private finance for the vulnerable is expected to increase, so the investigation of mystery shopping will be expanded. The level of punishment for violations of the highest interest rate and advertisements impersonating government-funded loans such as Sunshine Loan will also be greatly strengthened.