![On the 21st, a notice about voice phishing hangs in front of a citizen who uses an automated teller machine (ATM) at a bank in Seoul. [이승환 기자]](https://i0.wp.com/file.mk.co.kr/meet/neds/2021/03/image_readtop_2021_267848_16163257244581048.jpg?w=400&ssl=1)
On the 21st, a notice about voice phishing hangs in front of a citizen who uses an automated teller machine (ATM) at a bank in Seoul. [이승환 기자]Park Mo, a 35-year-old office worker, almost lost a lot of money by being tricked by the voice phishing gang who pretended to be an employee of a commercial bank. Park received a text message from a commercial bank saying that he would lend a loan at a lower rate than the current interest rate, and then connected the phone in anticipation. The daily party asked Park for various personal information, saying he needed an identification card to open a new account, and asked him to deposit money into a designated account. Park, who noticed the suspicious feeling, inquired over the phone to the police and confirmed that it was a voice phishing crime.
According to the Financial Supervisory Service on the 21st, non-face-to-face financial transactions have recently increased, and voice phishing crimes aimed at security’niche’ are on the rise again. One of the most common criminal tactics is to trick him into offering a low-interest loan, as in Park’s case. The crime gang was found to intercept money by impersonating a commercial bank employee against the victims who were contacted after sending text messages to an unspecified number of people.
Another trick is to pretend to be a family member and request a variety of personal information. After decorating the KakaoTalk profile picture as if it were a family member, it was found that they asked for personal information, saying,’I need to open an account, but I need an ID card.’ One of their tactics is to intercept money through mobile banking security authentication with personal information such as identification cards secured in this way. Recently, it is possible to check the status of all financial sector accounts from one account, and’open banking’, which allows transfers at once, is common, and crimes aimed at this are also active. An official from the Financial Supervisory Service explained, “After opening an account with a stolen ID card, there are reports of crimes that are registered with open banking and intercepted money from other accounts.”
Since last year, individual stock investments have become active, and voice phishing aiming for money has been concentrated in stock accounts. In particular, some stock accounts are vulnerable to crime as there are cases where transfer limits are not set when opening. The Financial Supervisory Service recently convened executives of securities companies to convey that stock accounts could be a target for voice phishing crimes, and to set a transfer limit when opening an account.
Professor Lee Yun-ho of the Department of Police Administration at Dongguk University advised, “Elderly people who are not familiar with digital devices are likely to become targets of voice phishing crimes.”
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