Supporting companies with liquidity difficulties and structural marginalized companies and demanding management of potential risks
On the 7th, IBK Industrial Bank announced on the 7th that it held a non-face-to-face’national sales managers’ meeting’ on the 5th and shared key strategic directions and implementation plans this year.
At the meeting, IBK President Yoon Jong-won said, “2021 is a meaningful year to mark the 60th anniversary of the founding,” and expressed appreciation for the hard work of employees who did their best to support small and medium-sized businesses amid the corona crisis.
“According to the change in the business environment caused by the corona, the banking industry and IBK faced an important inflection point,” he emphasized and emphasized the change lead of field sales managers and suggested △support for overcoming the corona crisis △visualization of innovative finance performance △settlement of correct management.
“Support for SMEs and small businessmen overcoming the corona crisis should be of the utmost priority,” said Mr. Yoon, and advised companies with temporary liquidity difficulties by increasing the proportion of mid-term loans in the first half of the year and to help companies with structural limitations to help improve their structure. It also ordered preemptive management of potential risks so that financial aid measures could make a soft landing.
In addition, “As the digital transformation rapidly unfolds, the traditional banking sector is eroding and transforming into an invisible bank,” he said. “We need to shift to customer-oriented thinking that values customer contact points and customer experience, and change the credit structure and financial support method in a future-oriented way. “Do” he emphasized.
Along with this, the’Financial Doctor’s Program’, which is being prepared as one of the major businesses of innovative finance, was asked to provide on-site opinions so that customized prescriptions could be presented to SMEs.
Finally, he added that it is necessary to strengthen trust with customers through proper management, such as zeroing financial accidents and corruption by strengthening internal controls and preparing for changes in the regulatory environment following the enforcement of the Financial Consumer Protection Act.
On the other hand, at the meeting, an award ceremony for branches with excellent management performance was presented, as well as presentations of best practices in IBK innovation management, such as’Investing in Adventure Capital’ and’Practicing Financial Consumer Protection’.
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