Settlement using private electronic signatures from 2021
Comparison of Kakao Certificate, Pass, KB Mobile Certificate, etc.
(Photo = Getty Image Bank)
From next year, year-end settlement will be possible using private electronic signatures. As the revised digital signature law took effect on the 10th of this month, the use of digital signatures for various private companies in addition to public certificates was expanded.
Electronic signatures that can be used for year-end settlement include existing accredited certificates △ Kakao(390,500 +1.56%)Certificates △PASS △KB Mobile Certificate △Payco Certificate △Samsung Pass. Let’s see which certificate is right for you and is convenient to use.
According to related industries on the 30th, △Kakao △3 telecommunication companies △KB Kookmin Bank △NHN Payco △Korea Information Certification(7,920 +2.06%) Five operators, including the Ministry of Public Administration and Security, were selected as pilot operators for private electronic signature services. On January 15 of next year, they will be able to use their services from the National Tax Service’s hometax year-end settlement simplified service.
Previously, he had to suffer headaches such as installing various plug-ins and security programs every time the year-end payment was made. However, in the future, you can select the simple signature login on the hometax site of the National Tax Service, and then select and access the electronic signature service you use.
If you look at the specific issuance method for each certificate, it is largely divided into methods that do not require additional app installation and methods that require additional app installation.
The biggest advantage is that Kakao Certificate is used through KakaoTalk, which has a 95% market share. KakaoTalk has 4,579 million monthly users. As most financial consumers are using it, it can be viewed as a certificate that does not require installing a separate financial app. To use the Kakao Certificate, update KakaoTalk to the latest version, create a KakaoTalk wallet, and complete the 2nd authentication.
Samsung Pass does not require a separate app download or installation for Galaxy smartphone users. However, the limitation is that only Galaxy smartphone users can use it. Galaxy smartphone users can obtain an electronic signature certificate of Korea Information Certificate through the Samsung Pass app. The newly issued certificate is separately stored in a safe area of the Galaxy device.
(Photo = Getty Images)
In the case of Pass, KB Mobile Certificate, and Payco Certificate, you need to install the app.
Pass has the hassle of having to install an app (application), but if the user is running the Pass app, you can issue a certificate with just two clicks without additional verification.
To receive a KB Mobile Certificate, you must first open an account with KB Kookmin Bank and sign up for Internet banking. After installing the KB Star Banking app, it can be issued by entering the authentication center. In order to obtain a certificate, you need to verify your ID at the same time as mobile phone authentication.
After signing up for a member, the Payco certificate can be easily issued by going through a simple identification process. Payco certificate is Samsung SDS(178,000 +0.28%)It supports lifelong management of authentication records through cooperation with blockchain technology.
The public certificate that has been used for year-end settlement so far has been renamed to a joint certificate from the 10th of this month. In addition to the joint name change from public official due to the revision of the Digital Signature Act, the methods of new, renewal, and reissuance are the same as before, and the currently used public certificate can be used.
Public certificates have to be renewed every year, but private digital signatures do not have the hassle of renewing. In addition, the authentication process is simple. It can be issued non-face-to-face using a smartphone, and you can select any type of authentication, such as face recognition, fingerprint authentication, or pattern method.
Most of all, the biggest advantage is that you don’t need to install ActiveX, firewalls, and keyboard security programs. For the upcoming year-end settlement, how about using a private certificate that has a simpler issuance and certification process?
[email protected], reporter Eunji Cha