[뉴스워치] Last year, it was estimated that 73,000 people withdrew their retirement pension midway. This is a 1.8% increase from a year ago. More than half of the withdrawals cited the problem of the house as a reason for withdrawal, such as buying or renting a house.
It means that they chose real estate instead of entrusting retirement funds to retirement pensions, which are producing poor returns. In particular, it is an analysis that the proportion of midterm withdrawals related to real estate in their 20s and 30s was high, which is investing in the spirits (attracting the soul).
Currently, the reason for withdrawal of retirement pension is △If a homeless worker buys a house or pays a jeon tax or security deposit △If the person, spouse, or dependents are required to take care for more than 6 months △Bankruptcy within 5 years In the case of receiving or receiving a decision to commence individual rehabilitation procedures, △entering the wage peak system △In case of damage due to natural disasters, etc.
‘Long-term care’ was the most common reason for withdrawal of retirement pensions, followed by 30.2% (22,023 people) of homeless people.
The number of people withdrawing retirement pension due to the problem of housing lease was 16,241, accounting for 22.3% of all withdrawals. In fact, 5 out of 10 retirement pension withdrawals had problems with real estate such as home arrangements and residential leases.
According to the ‘2019 Retirement Pension Statistics’ released by the National Statistical Office on the 24th, the number of people withdrawal during the retirement pension was 72,830, an increase of 1.8% from the previous year (71,521). The withdrawal amount increased by 7.6% from 2,8508 billion won to 2.775.8 billion won.
Interim withdrawal of retirement pensions effectively means termination. This is because retirement pensions cannot be shared if they are withdrawn.
In terms of age, people in their 20s rented a house, people in their 30s bought a house, and those in their 40s and over had the most withdrawal for long-term care.
In particular, 33.3% (17,721) of the 53,176 employees in their 30s and 40s who canceled their retirement pension in order to purchase a house. Among those in their twenties who broke the retirement pension, 7.7% aimed to buy a home.
By gender, males (78.7%) were more than three times more frequent than females (21.3%). In terms of the amount of money, it is possible to interpret that, as men (86.9%) are far more than women (13.1%), solving the economic burden is a priority over retirement.
Meanwhile, the total reserve amount for the retirement pension system was 21.9 trillion won, an increase of 16.3% from the previous year. Of the 11.59,000 employees eligible to join, 5929,000 joined, and the subscription rate was 51.5%.
The participation rate by age group was in the order of △30s (59.8%) △40s (55.3%) △50s (50.2%). By financial sector, △banks 50.8%, △life insurance companies 22.6% △securities companies 19.8% △non-life insurance companies 5.6% △work welfare corporations 1.2%. By industry introduced, 63.2% of all sites introduced were △manufacturing, △health and social welfare, and △wholesale and retail.
An official from a banking sector said, “As real estate loans have been strengthened, it is analyzed that we have turned our eyes to the retirement pension fund, which is a retirement fund. I said.
Reporter Kim Joo-kyung newswatch@